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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength

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GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth

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» WIBC's 30-Y Financials

Financials (Next Earnings Date: 2017-07-18 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

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Business Description

Industry: Banks » Banks - Regional - US  
Compare:NYSE:NBHC, NYSE:CUBI, NAS:SYBT, NAS:WASH, NAS:NFBK, NAS:LBAI, NYSE:FBK, NAS:MSFG, NAS:HAFC, NAS:OPB, NAS:TCBK, NAS:UVSP, NAS:ORIT, NAS:HFWA, NAS:EFSC, NAS:CTBI, NAS:SASR, NAS:FBNC, NYSE:CPF, NAS:RBCAA » details
Traded in other countries:WSB.Germany,
Headquarter Location:USA
Wilshire Bancorp Inc is a bank holding company offers financial products & services mainly through its main subsidiary. It services include analysis checking, regular checking, commercial loans, mortgage banking, and among others.

Wilshire Bancorp Inc was incorporated under the laws of the State of California on May 20, 1980. It is a bank holding company offers a range of financial products and services through its main subsidiary, Wilshire Bank, a California state-chartered commercial bank. It operates in three business segments including Banking Operations, Trade Finance Services and Small Business Administration Lending Services. Banking Operations raises funds from deposits and borrowings for loans and investments and provides lending products including commercial, consumer and real estate loans to customers. Small Business Administration Lending Services provides loans through the SBA guaranteed lending program. Trade Finance Services assists its import/export customers with international transactions. Trade finance products include the issuance and collection of letters of credit, international collection and import/export financing. It is engaged in a complement of lending activities, including commercial real estate and home mortgage lending, commercial business lending & trade finance, SBA lending & consumer loans and construction lending. It offers commercial business loans to sole proprietorships, partnerships and corporations. These loans include business lines of credit and business term loans to finance operations, to provide working capital or for specific purposes, such as to finance the purchase of assets, equipment or inventory. It offers Internet banking, which allows its customers to access their deposit and loan accounts through the Internet. Customers are able to obtain transaction history and account information, transfer funds between accounts, make on-line bill payments, and open deposit accounts. It also offer ATM machines located at selected branch offices, customer access to an ATM network and armored carrier services. Its competitors include national banks, regional banks and other community banks as well as other types of financial institutions, including without limitation, savings and loan institutions, finance companies, brokerage firms, insurance companies, credit unions, mortgage banks and other financial intermediaries. The Company is subject to various regulatory capital requirements administered by the federal banking agencies.

Ratios

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Dividend & Buy Back

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Dividend Yield % 2.23
WIBC's Dividend Yield % is ranked lower than
60% of the 2337 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.66 vs. WIBC: 2.23 )
Ranked among companies with meaningful Dividend Yield % only.
WIBC' s Dividend Yield % Range Over the Past 10 Years
Min: 0  Med: 0 Max: 2.23
Current: 2.23
0
2.23
Dividend Payout Ratio 0.34
WIBC's Dividend Payout Ratio is ranked higher than
65% of the 1342 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.32 vs. WIBC: 0.34 )
Ranked among companies with meaningful Dividend Payout Ratio only.
WIBC' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0  Med: 0 Max: 0.34
Current: 0.34
0
0.34
Forward Dividend Yield % 2.23
WIBC's Forward Dividend Yield % is ranked lower than
65% of the 2234 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.88 vs. WIBC: 2.23 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 2.23
WIBC's 5-Year Yield-on-Cost % is ranked lower than
71% of the 2672 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.41 vs. WIBC: 2.23 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
WIBC' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0  Med: 0 Max: 2.23
Current: 2.23
0
2.23

Valuation & Return

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More Statistics

Revenue (TTM) (Mil) $192.18
EPS (TTM) $ 0.74
Short Percentage of Float2.30%
52-Week Range $9.40 - 12.63
Shares Outstanding (Mil)78.86

Analyst Estimate

Dec16 Dec17
Revenue (Mil $) 201 230
EPS ($) 0.83 0.92
EPS without NRI ($) 0.83 0.92
EPS Growth Rate
(Future 3Y To 5Y Estimate)
8.00%
Dividends per Share ($) 0.24
» More Articles for WIBC

Headlines

Articles On GuruFocus.com
Wilshire Bancorp Inc. Reports Operating Results (10-K) Mar 16 2011 
Wilshire Bancorp Inc. Reports Operating Results (10-Q) Nov 09 2010 
Wilshire Bancorp Inc. Reports Operating Results (10-Q) Aug 09 2010 
Wilshire Bancorp Inc. Reports Operating Results (10-Q) May 07 2010 
Wilshire Bancorp Inc. Reports Operating Results (10-Q) Nov 09 2009 

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Wilshire Bancorp, Inc. :WIBC-US: Earnings Analysis: Q1, 2016 By the Numbers Apr 21 2016

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