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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash-to-Debt 0.13
YDKN's Cash-to-Debt is ranked lower than
92% of the 1592 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.23 vs. YDKN: 0.13 )
Ranked among companies with meaningful Cash-to-Debt only.
YDKN' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.13  Med: 0.73 Max: 7.17
Current: 0.13
0.13
7.17
Equity-to-Asset 0.14
YDKN's Equity-to-Asset is ranked higher than
82% of the 1591 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. YDKN: 0.14 )
Ranked among companies with meaningful Equity-to-Asset only.
YDKN' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.06  Med: 0.11 Max: 0.14
Current: 0.14
0.06
0.14
Interest Coverage 2.75
YDKN's Interest Coverage is ranked higher than
63% of the 1515 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.69 vs. YDKN: 2.75 )
Ranked among companies with meaningful Interest Coverage only.
YDKN' s Interest Coverage Range Over the Past 10 Years
Min: 0.15  Med: 1.43 Max: 3.61
Current: 2.75
0.15
3.61
Beneish M-Score: -2.23
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 3/10

vs
industry
vs
history
Operating Margin % 29.71
YDKN's Operating Margin % is ranked lower than
55% of the 1606 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 31.37 vs. YDKN: 29.71 )
Ranked among companies with meaningful Operating Margin % only.
YDKN' s Operating Margin % Range Over the Past 10 Years
Min: -94.78  Med: 8.72 Max: 38.18
Current: 29.71
-94.78
38.18
Net Margin % 18.79
YDKN's Net Margin % is ranked lower than
64% of the 1605 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.70 vs. YDKN: 18.79 )
Ranked among companies with meaningful Net Margin % only.
YDKN' s Net Margin % Range Over the Past 10 Years
Min: -84.76  Med: 4.66 Max: 25.62
Current: 18.79
-84.76
25.62
ROE % 6.03
YDKN's ROE % is ranked lower than
69% of the 1603 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.58 vs. YDKN: 6.03 )
Ranked among companies with meaningful ROE % only.
YDKN' s ROE % Range Over the Past 10 Years
Min: -51.33  Med: 2.1 Max: 11.4
Current: 6.03
-51.33
11.4
ROA % 0.81
YDKN's ROA % is ranked lower than
57% of the 1612 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. YDKN: 0.81 )
Ranked among companies with meaningful ROA % only.
YDKN' s ROA % Range Over the Past 10 Years
Min: -4.13  Med: 0.28 Max: 1.26
Current: 0.81
-4.13
1.26
3-Year Revenue Growth Rate -16.20
YDKN's 3-Year Revenue Growth Rate is ranked lower than
93% of the 1354 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.20 vs. YDKN: -16.20 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
YDKN' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -31.5  Med: 3.65 Max: 14.8
Current: -16.2
-31.5
14.8
3-Year EBITDA Growth Rate 20.20
YDKN's 3-Year EBITDA Growth Rate is ranked higher than
80% of the 1256 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.40 vs. YDKN: 20.20 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
YDKN' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -83.9  Med: 5.1 Max: 30.8
Current: 20.2
-83.9
30.8
3-Year EPS without NRI Growth Rate 65.80
YDKN's 3-Year EPS without NRI Growth Rate is ranked higher than
97% of the 1226 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. YDKN: 65.80 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
YDKN' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -80.3  Med: 3.3 Max: 65.8
Current: 65.8
-80.3
65.8
GuruFocus has detected 5 Warning Signs with Yadkin Financial Corp $YDKN.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» YDKN's 30-Y Financials

Financials (Next Earnings Date: 2017-07-21 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q2 2016

YDKN Guru Trades in Q2 2016

Keeley Asset Management Corp 92,515 sh (-10.97%)
Jim Simons 678,145 sh (-11.92%)
Westport Asset Management 76,913 sh (-20.64%)
» More
Q3 2016

YDKN Guru Trades in Q3 2016

Paul Tudor Jones 15,538 sh (New)
Jim Simons 625,522 sh (-7.76%)
Keeley Asset Management Corp 56,865 sh (-38.53%)
» More
Q4 2016

YDKN Guru Trades in Q4 2016

Mario Gabelli 15,000 sh (New)
Paul Tudor Jones 226,296 sh (+1356.40%)
Keeley Asset Management Corp 54,065 sh (-4.92%)
Jim Simons 550,022 sh (-12.07%)
» More
Q1 2017

YDKN Guru Trades in Q1 2017

Paul Tudor Jones Sold Out
Jim Simons Sold Out
Mario Gabelli Sold Out
» More
» Details

Insider Trades

Latest Guru Trades with YDKN

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Banks » Banks - Regional - US    NAICS: 522110    SIC: 6022
Compare:NYSE:CADE, NAS:BANR, NAS:RNST, NAS:BNCN, NAS:TOWN, NAS:SFBS, NAS:UCBI, NAS:LTXB, NAS:INDB, NAS:WSBC, NAS:SFNC, NAS:ABCB, NAS:EGBN, NAS:FRME, NAS:IBTX, NAS:CBF, NAS:FIBK, NYSE:FCB, NAS:FFBC, NAS:NBTB » details
Headquarter Location:USA
Yadkin Financial Corp operates as a bank holding company. The Company through its subsidiaries provides general commercial banking and financial services to individuals and small and medium-sized businesses.

Yadkin Financial Corp was incorporated under the laws of North Carolina on March 2, 2006. It is a bank holding company. It conducts its business operations through its wholly-owned subsidiary, Yadkin Bank. Yadkin Bank's primary business is providing banking, mortgage, investment and insurance services to businesses and consumers across the Carolinas. The Company has a single operating segment, which is providing general commercial banking and financial services to individuals and businesses located in North Carolina and South Carolina, and to customers in various states through its SBA lending program. The Company operates branches in North Carolina and South Carolina. From an operational standpoint, management has organized its branches into six regions. The Company provides Commercial and Industrial (C&I) Loans, Commercial Real Estate Loans, Construction Loans, Consumer Loans, Home Equity Lines of Credit and Residential Real Estate Loans, Residential Mortgage Loans and Government-Guaranteed Loans. The Company provides deposit services to businesses and individuals, including non-interest bearing checking accounts, interest-bearing checking accounts, savings accounts, money market accounts, IRAs and CDs. The Company competes in its market areas with regional and national banking organizations, other federally and state-chartered financial institutions such as savings and loan institutions and credit unions, consumer finance companies, mortgage companies and other lenders engaged in the business of extending credit. As a bank holding company, the Company is subject to regulation under the Bank Holding Company Act and to the supervision, examination and reporting requirements of the Board of Governors of the Federal Reserve System, or the Federal Reserve.

Ratios

vs
industry
vs
history
PE Ratio 30.79
YDKN's PE Ratio is ranked lower than
89% of the 1510 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.59 vs. YDKN: 30.79 )
Ranked among companies with meaningful PE Ratio only.
YDKN' s PE Ratio Range Over the Past 10 Years
Min: 2.64  Med: 15.57 Max: 44.71
Current: 30.79
2.64
44.71
Forward PE Ratio 18.05
YDKN's Forward PE Ratio is ranked lower than
81% of the 839 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.93 vs. YDKN: 18.05 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 30.79
YDKN's PE Ratio without NRI is ranked lower than
89% of the 1477 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.63 vs. YDKN: 30.79 )
Ranked among companies with meaningful PE Ratio without NRI only.
YDKN' s PE Ratio without NRI Range Over the Past 10 Years
Min: 2.64  Med: 15.57 Max: 44.71
Current: 30.79
2.64
44.71
Price-to-Owner-Earnings 23.03
YDKN's Price-to-Owner-Earnings is ranked lower than
81% of the 882 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.21 vs. YDKN: 23.03 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
YDKN' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 1.93  Med: 12.68 Max: 656.15
Current: 23.03
1.93
656.15
PB Ratio 1.76
YDKN's PB Ratio is ranked lower than
78% of the 1611 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. YDKN: 1.76 )
Ranked among companies with meaningful PB Ratio only.
YDKN' s PB Ratio Range Over the Past 10 Years
Min: 0.28  Med: 1.15 Max: 2
Current: 1.76
0.28
2
PS Ratio 5.56
YDKN's PS Ratio is ranked lower than
81% of the 1586 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.40 vs. YDKN: 5.56 )
Ranked among companies with meaningful PS Ratio only.
YDKN' s PS Ratio Range Over the Past 10 Years
Min: 0.32  Med: 2.12 Max: 5.67
Current: 5.56
0.32
5.67
Price-to-Free-Cash-Flow 16.68
YDKN's Price-to-Free-Cash-Flow is ranked lower than
69% of the 870 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.33 vs. YDKN: 16.68 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
YDKN' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 0.27  Med: 11.1 Max: 109.79
Current: 16.68
0.27
109.79
Price-to-Operating-Cash-Flow 16.23
YDKN's Price-to-Operating-Cash-Flow is ranked lower than
75% of the 940 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.82 vs. YDKN: 16.23 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
YDKN' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 0.26  Med: 9.93 Max: 70.19
Current: 16.23
0.26
70.19
EV-to-EBIT 29.64
YDKN's EV-to-EBIT is ranked lower than
86% of the 1668 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.52 vs. YDKN: 29.64 )
Ranked among companies with meaningful EV-to-EBIT only.
YDKN' s EV-to-EBIT Range Over the Past 10 Years
Min: -47  Med: 11.6 Max: 197.5
Current: 29.64
-47
197.5
EV-to-EBITDA 25.37
YDKN's EV-to-EBITDA is ranked lower than
86% of the 1685 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.29 vs. YDKN: 25.37 )
Ranked among companies with meaningful EV-to-EBITDA only.
YDKN' s EV-to-EBITDA Range Over the Past 10 Years
Min: -164.1  Med: 10.2 Max: 244.6
Current: 25.37
-164.1
244.6

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 1.16
YDKN's Dividend Yield % is ranked lower than
85% of the 2319 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.69 vs. YDKN: 1.16 )
Ranked among companies with meaningful Dividend Yield % only.
YDKN' s Dividend Yield % Range Over the Past 10 Years
Min: 0.39  Med: 2.51 Max: 16.62
Current: 1.16
0.39
16.62
Dividend Payout Ratio 0.35
YDKN's Dividend Payout Ratio is ranked lower than
54% of the 1315 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. YDKN: 0.35 )
Ranked among companies with meaningful Dividend Payout Ratio only.
YDKN' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.15  Med: 0.36 Max: 1.53
Current: 0.35
0.15
1.53
Forward Dividend Yield % 1.16
YDKN's Forward Dividend Yield % is ranked lower than
87% of the 2248 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.73 vs. YDKN: 1.16 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 1.16
YDKN's 5-Year Yield-on-Cost % is ranked lower than
87% of the 2649 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.31 vs. YDKN: 1.16 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
YDKN' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.39  Med: 2.51 Max: 16.62
Current: 1.16
0.39
16.62
3-Year Average Share Buyback Ratio -53.20
YDKN's 3-Year Average Share Buyback Ratio is ranked lower than
97% of the 1042 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.80 vs. YDKN: -53.20 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
YDKN' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -290.4  Med: -24.7 Max: 71.1
Current: -53.2
-290.4
71.1

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 2.76
YDKN's Price-to-Tangible-Book is ranked lower than
90% of the 1576 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.27 vs. YDKN: 2.76 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
YDKN' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.04  Med: 1.67 Max: 3.27
Current: 2.76
0.04
3.27
Price-to-Intrinsic-Value-Projected-FCF 1.60
YDKN's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
90% of the 869 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.78 vs. YDKN: 1.60 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
YDKN' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.09  Med: 0.66 Max: 1.6
Current: 1.6
0.09
1.6
Price-to-Median-PS-Value 2.62
YDKN's Price-to-Median-PS-Value is ranked lower than
96% of the 1462 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.14 vs. YDKN: 2.62 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
YDKN' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.11  Med: 1.52 Max: 3.22
Current: 2.62
0.11
3.22
Price-to-Graham-Number 1.94
YDKN's Price-to-Graham-Number is ranked lower than
94% of the 1364 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.96 vs. YDKN: 1.94 )
Ranked among companies with meaningful Price-to-Graham-Number only.
YDKN' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.13  Med: 1.25 Max: 2.61
Current: 1.94
0.13
2.61
Earnings Yield (Greenblatt) % 3.37
YDKN's Earnings Yield (Greenblatt) % is ranked lower than
65% of the 2207 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.95 vs. YDKN: 3.37 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
YDKN' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 0.5  Med: 6.2 Max: 5512649.6
Current: 3.37
0.5
5512649.6
Forward Rate of Return (Yacktman) % 17.08
YDKN's Forward Rate of Return (Yacktman) % is ranked higher than
65% of the 890 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.45 vs. YDKN: 17.08 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
YDKN' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -41.5  Med: 34 Max: 82.9
Current: 17.08
-41.5
82.9

More Statistics

Revenue (TTM) (Mil) $293.7
EPS (TTM) $ 1.12
Short Percentage of Float1.19%
52-Week Range $22.26 - 35.24
Shares Outstanding (Mil)51.79

Analyst Estimate

Dec17 Dec18 Dec19
Revenue (Mil $) 369 396
EPS ($) 1.91 2.05 2.20
EPS without NRI ($) 1.91 2.05 2.20
EPS Growth Rate
(Future 3Y To 5Y Estimate)
N/A
Dividends per Share ($)
» More Articles for NYSE:YDKN

Headlines

Articles On GuruFocus.com
Yadkin Financial Corporation Declares Cash Dividend on Common Stock Jan 25 2017 
Weekly CFO Buys Highlight: GSVC, SHO, YAVY, CMCSA, ANAC May 16 2011 
Yadkin Valley Financial Corp. Reports Operating Results (10-K) Mar 10 2011 
Yadkin Valley Financial Corp. Reports Operating Results (10-Q) Oct 29 2010 
Yadkin Valley Financial Corp. Reports Operating Results (10-Q) Aug 04 2010 
Yadkin Valley Financial Corp. (YAVY) CFO Jan H Hollar buys 3,000 Shares May 10 2010 
Yadkin Valley Financial Corp. (YAVY) CEO William A Long buys 1,000 Shares May 06 2010 
Yadkin Valley Financial Corp. (YAVY) CFO Jan H Hollar buys 2,000 Shares May 06 2010 
Yadkin Valley Financial Corp. Reports Operating Results (10-Q) May 04 2010 
Weekly CFO Buys Highlight: Endeavour International Corp., WESCO International Inc., Verizon Communic Feb 13 2010 

More From Other Websites
F.N.B. CEO: 'Very pleased' with Yadkin buy Apr 26 2017
Yadkin Financial CEO Scott Custer resigns from F.N.B. Mar 31 2017
After Yadkin buy, F.N.B. adds to Raleigh management team Mar 15 2017
F.N.B. Corporation Closes Merger with Yadkin, Stock Dips Mar 15 2017
F.N.B. closes Yadkin deal: How customers, employees are impacted Mar 13 2017
Yadkin Financial Corp. :YDKN-US: Earnings Analysis: Q4, 2016 By the Numbers : March 9, 2017 Mar 09 2017
F.N.B. Corporation (FNB) Gets Final Nod for Yadkin Merger Feb 28 2017
All done! F.N.B.-Yadkin deal clears final regulatory hurdles Feb 27 2017
U.S. regional bank FNB says it gets regulatory nod to buy Yadkin Feb 27 2017
F.N.B. Corporation Receives Final Regulatory Approvals for First National Bank of Pennsylvania and... Feb 27 2017
Yadkin Financial Corp. breached its 50 day moving average in a Bullish Manner : YDKN-US : February... Feb 22 2017
Maryland company seals deal for Yadkin hydroelectric plants Feb 03 2017
Several Insiders at Enterprise Financial Services Corp (EFSC) Offload Shares Before Earnings... Jan 19 2017
F.N.B. CEO: We're on track to close on Yadkin buy Jan 19 2017
Yadkin Financial Corp. breached its 50 day moving average in a Bearish Manner : YDKN-US : January... Jan 18 2017
Yadkin Financial Corp. : YDKN-US: Dividend Analysis : November 10th, 2016 (record date) : By the... Jan 09 2017
Will FNB Corporation Gain More Following Yadkin Deal Nod? Dec 12 2016
Yadkin-FNB deal scores shareholder approval Dec 09 2016
Is Yadkin Financial Corp (YDKN) A Good Stock To Buy? Dec 09 2016

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