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CPI Card Group (CPI Card Group) EBIT

: $61.4 Mil (TTM As of Dec. 2023)
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CPI Card Group's earnings before interest and taxes (EBIT) for the three months ended in Dec. 2023 was $10.6 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Dec. 2023 was $61.4 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. CPI Card Group's annualized ROC % for the quarter that ended in Dec. 2023 was 12.20%. CPI Card Group's annualized ROC (Joel Greenblatt) % for the quarter that ended in Dec. 2023 was 25.29%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. CPI Card Group's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Dec. 2023 was 13.28%.


CPI Card Group EBIT Historical Data

The historical data trend for CPI Card Group's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

CPI Card Group Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 23.37 38.28 59.46 78.76 61.38

CPI Card Group Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 22.76 20.48 17.41 12.91 10.57

Competitive Comparison

For the Credit Services subindustry, CPI Card Group's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CPI Card Group EV-to-EBIT Distribution

For the Credit Services industry and Financial Services sector, CPI Card Group's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where CPI Card Group's EV-to-EBIT falls into.



CPI Card Group EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $61.4 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


CPI Card Group  (NAS:PMTS) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

CPI Card Group's annualized ROC % for the quarter that ended in Dec. 2023 is calculated as:

ROC % (Q: Dec. 2023 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Sep. 2023 ) + Invested Capital (Q: Dec. 2023 ))/ count )
=42.156 * ( 1 - 29.79% )/( (244.489 + 240.65)/ 2 )
=29.5977276/242.5695
=12.20 %

where

Note: The Operating Income data used here is four times the quarterly (Dec. 2023) data.

2. Joel Greenblatt's definition of Return on Capital:

CPI Card Group's annualized ROC (Joel Greenblatt) % for the quarter that ended in Dec. 2023 is calculated as:

ROC (Joel Greenblatt) %(Q: Dec. 2023 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Sep. 2023  Q: Dec. 2023
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=42.276/( ( (62.643 + max(102.251, 0)) + (63.053 + max(106.359, 0)) )/ 2 )
=42.276/( ( 164.894 + 169.412 )/ 2 )
=42.276/167.153
=25.29 %

where Working Capital is:

Working Capital(Q: Sep. 2023 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(58.402 + 74.08 + 8.747) - (37.153 + 0.787 + 1.038)
=102.251

Working Capital(Q: Dec. 2023 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(69.245 + 70.594 + 8.647) - (40.62 + 0.84 + 0.667)
=106.359

When net working capital is negative, 0 is used.

Note: The EBIT data used here is four times the quarterly (Dec. 2023) EBIT data.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

CPI Card Group's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Dec. 2023 )
=61.375/462.153
=13.28 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


CPI Card Group EBIT Related Terms

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CPI Card Group (CPI Card Group) Business Description

Traded in Other Exchanges
Address
10368 West Centennial Road, Littleton, CO, USA, 80127
CPI Card Group Inc is a payment technology company engaged in providing financial payment card solutions and services. It offers credit, debit and prepaid cards. The business segments of the group are Debit and Credit, which produces Financial Payment Cards and provides integrated card services to card-issuing banks in the United States, and Prepaid Debit, which provides integrated card services to Prepaid Debit Card program managers in the United States and Others. It derives key revenue from the Debit and Credit segment.
Executives
H Sanford Riley director P.O. BOX 4030, NH353, GOLDEN CO 80401
Jeffrey A. Hochstadt officer: Chief Financial Officer C/O CPI CARD GROUP INC., 10368 WEST CENTENNIAL ROAD, LITTLETON CO 80127
Margaret Elizabeth O'leary officer: SVP, Prepaid Solutions C/O CPI CARD GROUP INC., 10368 WEST CENTENNIAL ROAD, LITTLETON CO 80127
Thomas M Furey director 839 W T STREET, WASHOUGAL WA 98671
Sonya Vollmer officer: Chief Human Resources Officer C/O CPI CARD GROUP INC., 10368 WEST CENTENNIAL ROAD, LITTLETON CO 80127
Donna Renee Abbey officer: Controller & Chief Acct. Off. 10368 WEST CENTENNIAL ROAD, LITTLETON CO 80127
Keating Valerie Soranno director C/O CPI CARD GROUP INC., 10026 WEST SAN JUAN WAY, LITTLETON CO 80127
Nicholas A Peters director 10368 WEST CENTENNIAL RD., LITTLETON CO 80127
Robert Pearce director 10368 WEST CENTENNIAL RD., LITTLETON CO 80127
Amintore Schenkel officer: CFO 7001 EAST BELLEVIEW AVENUE, DENVER CO 80237
Lauren Kay Baer officer: Chief Human Resources Officer 10368 WEST CENTENNIAL ROAD, LITTLETON CO 80127
Marc Sheinbaum director 24 DEERFIELD ROAD, CHAPPAQUA NY 10514
Scott Scheirman director, officer: President & CEO THE WESTERN UNION COMPANY, 12500 EAST BELFORD AVENUE, ENGLEWOOD CO 80112
Kevin Patrick O'brien officer: Chief Accounting Officer C/O CPI CARD GROUP INC., 10026 W. SAN JUAN WAY, SUITE 200, LITTLETON CO 80127
Sarah Elizabeth Williams officer: Chief Technology Officer C/O CPI CARD GROUP INC., 10026 W. SAN JUAN WAY, LITTLETON CO 80127