UBS Group AG (UBS Group AG) Effective Interest Rate on Debt %

: 10.20% (As of Dec. 2023)

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Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. UBS Group AG's annualized positive value of Interest Expense for the quarter that ended in Dec. 2023 was $37,760 Mil. UBS Group AG's average total debt for the quarter that ended in Dec. 2023 was $370,118 Mil. Therefore, UBS Group AG's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2023 was 10.20%.

UBS Group AG Effective Interest Rate on Debt % Historical Data

The historical data trend for UBS Group AG's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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UBS Group AG Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Effective Interest Rate on Debt %

3.84

2.18

1.53

3.19

9.88

UBS Group AG Quarterly Data
	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23
Effective Interest Rate on Debt %																6.26	7.79	8.28	9.93	10.20

Competitive Comparison

For the Banks - Diversified subindustry, UBS Group AG's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

UBS Group AG Effective Interest Rate on Debt % Distribution

For the Banks industry and Financial Services sector, UBS Group AG's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where UBS Group AG's Effective Interest Rate on Debt % falls into.

UBS Group AG Effective Interest Rate on Debt % Calculation

UBS Group AG's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2023 is calculated as

	Effective Interest Rate on Debt %
=	-1 * Interest Expense	/	( (Total Debt (A: Dec. 2022 )	+	Total Debt (A: Dec. 2023 ))	/ count )
=	-1 * -28217	/	( (193276	+	377685)	/ 2 )
=	-1 * -28217	/	285480.5
=	9.88 %

where

	Total Debt (A: Dec. 2022 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	163600	+	29676
=	193276

	Total Debt (A: Dec. 2023 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	339155	+	38530
=	377685

UBS Group AG's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2023 is calculated as

	Effective Interest Rate on Debt %
=	-1 * Interest Expense	/	( (Total Debt (Q: Sep. 2023 )	+	Total Debt (Q: Dec. 2023 ))	/ count )
=	-1 * -37760	/	( (362550	+	377685)	/ 2 )
=	-1 * -37760	/	370117.5
=	10.20 %

where

	Total Debt (Q: Sep. 2023 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	324507	+	38043
=	362550

	Total Debt (Q: Dec. 2023 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	339155	+	38530
=	377685

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Dec. 2023) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

UBS Group AG (NYSE:UBS) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

UBS Group AG Effective Interest Rate on Debt % Related Terms

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UBS Group AG (UBS Group AG) Business Description

Industry

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Comparable Companies

Traded in Other Exchanges

UBS N:Mexico UBSGz:UK 0R3T:UK UBSG:Switzerland UBSG34:Brazil

Address

Bahnhofstrasse 45, Zurich, CHE, CH-8001

Website

https://www.ubs.com

The core of UBS is its global wealth management business focusing on high and ultra-high-net-worth individuals. UBS is also a conventional retail and commercial bank in its Swiss home market. Its investment bank and asset management businesses support its wealth management operations, but also leverage its strength in wealth management to serve third-party clients.