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Gouverneur Bancorp Inc  (OTCPK:GOVB) Credit Losses Provision: $0.00 Mil (As of Jun. 2008)

Gouverneur Bancorp Inc's credit losses provision for the three months ended in Jun. 2008 was $0.00 Mil. Its credit losses provision for the trailing twelve months (TTM) ended in Jun. 2008 was $0.00 Mil.

Gouverneur Bancorp Inc's annual credit losses provision declined from Sep. 2005 ($0.14 Mil) to Sep. 2006 ($0.10 Mil) and declined from Sep. 2006 ($0.10 Mil) to Sep. 2007 ($0.02 Mil).


Historical Data

* All numbers are in millions except for per share data and ratio. All numbers are in their local exchange's currency.

* Premium members only.

Gouverneur Bancorp Inc Annual Data

Sep98 Sep99 Sep00 Sep01 Sep02 Sep03 Sep04 Sep05 Sep06 Sep07
Credit Losses Provision Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.10 0.14 0.14 0.10 0.02

Gouverneur Bancorp Inc Quarterly Data

Sep03 Dec03 Mar04 Jun04 Sep04 Dec04 Mar05 Jun05 Sep05 Dec05 Mar06 Jun06 Sep06 Dec06 Mar07 Jun07 Sep07 Dec07 Mar08 Jun08
Credit Losses Provision Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Calculation

For each period of operations, banks may reserve a portion of their income to cover the possible non-performing loans. The amount of the Credit Losses Provision is dependent on the management's estimate of the load quality they have. The higher Credit Losses Provision is, the lower banks' reported income in. This does not affect banks' cash flow statement.

Credit Losses Provision for the trailing twelve months (TTM) ended in Jun. 2008 was 0 (Sep. 2007 ) + 0 (Dec. 2007 ) + 0 (Mar. 2008 ) + 0 (Jun. 2008 ) = $0.00 Mil.

* All numbers are in millions except for per share data and ratio. All numbers are in their local exchange's currency.


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