Net Interest Margin (Bank Only) % is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).
GuruFocus calculates Net Interest Margin (Bank Only) % as Net Interest Income (for Banks) divided by its average earning assets. Amerant Bancorp's annualized Net Interest Income (for Banks) for the quarter that ended in Mar. 2022 was $222.6 Mil. Amerant Bancorp's average earning assets for the quarter that ended in Mar. 2022 was $6,867.0 Mil. Therefore, Amerant Bancorp's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Mar. 2022 was 3.24%.
Amerant Bancorp Net Interest Margin (Bank Only) % Historical Data
The historical data trend for Amerant Bancorp's Net Interest Margin (Bank Only) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
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Amerant Bancorp Annual Data
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|
Trend |
Dec15 |
Dec16 |
Dec17 |
Dec18 |
Dec19 |
Dec20 |
Dec21 |
| Net Interest Margin (Bank Only) % |
|
|
|
2.69 |
2.86 |
2.86 |
2.63 |
2.97 |
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Amerant Bancorp Quarterly Data
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|
Jun17 |
Sep17 |
Dec17 |
Mar18 |
Jun18 |
Sep18 |
Dec18 |
Mar19 |
Jun19 |
Sep19 |
Dec19 |
Mar20 |
Jun20 |
Sep20 |
Dec20 |
Mar21 |
Jun21 |
Sep21 |
Dec21 |
Mar22 |
| Net Interest Margin (Bank Only) % |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
2.72 |
2.90 |
3.05 |
3.29 |
3.24 |
Competitive Comparison
For the Banks - Regional subindustry, Amerant Bancorp's Net Interest Margin (Bank Only) %, along with its competitors' market caps and Net Interest Margin (Bank Only) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Amerant Bancorp Net Interest Margin (Bank Only) % Distribution
For the Banks industry and Financial Services sector, Amerant Bancorp's Net Interest Margin (Bank Only) % distribution charts can be found below:
* The bar in red indicates where Amerant Bancorp's Net Interest Margin (Bank Only) % falls into.
Amerant Bancorp Net Interest Margin (Bank Only) % Calculation
Net Interest Margin (Bank Only) % (NIM) is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).
Amerant Bancorp's annualized Net Interest Margin (Bank Only) % for the fiscal year that ended in Dec. 2021 is calculated as
where
Amerant Bancorp's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Mar. 2022 is calculated as
where
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: Interest Expense is the negative value.
In the calculation of annual Net Interest Margin (Bank Only) %, the Net Interest Income (for Banks) of the last fiscal year and the average earning assets over the fiscal year are used. In calculating the quarterly data,
the Net Interest Income (for Banks) data used here is four times the quarterly (Mar. 2022) net interest income data.
Net Interest Margin (Bank Only) % is displayed in the 30-year financial page for Banks.
Amerant Bancorp Business Description
Traded in Other Exchanges
Address
220 Alhambra Circle, Coral Gables, FL, USA, 33134
Amerant Bancorp Inc is a bank holding company. Through its bank, it provides individuals and businesses deposit, credit, investment, wealth management and fiduciary services, both in the United States and to select international customers. The bank also provides banking services through traditional channels, such as banking centers and ATMs, as well as via secure websites, mobile devices, and telephone.
Executives
Amerant Bancorp Headlines
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