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NewStar Financial (NewStar Financial) Net Interest Margin (Bank Only) % : 1.65% (As of Sep. 2017)


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What is NewStar Financial Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

GuruFocus calculates Net Interest Margin (Bank Only) % as Net Interest Income (for Banks) divided by its average earning assets. NewStar Financial's annualized Net Interest Income (for Banks) for the quarter that ended in Sep. 2017 was $62.4 Mil. NewStar Financial's average earning assets for the quarter that ended in Sep. 2017 was $3,784.6 Mil. Therefore, NewStar Financial's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Sep. 2017 was 1.65%.


NewStar Financial Net Interest Margin (Bank Only) % Historical Data

The historical data trend for NewStar Financial's Net Interest Margin (Bank Only) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

NewStar Financial Net Interest Margin (Bank Only) % Chart

NewStar Financial Annual Data
Trend Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16
Net Interest Margin (Bank Only) %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.60 3.88 3.08 2.44 2.32

NewStar Financial Quarterly Data
Dec12 Mar13 Jun13 Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15 Mar16 Jun16 Sep16 Dec16 Mar17 Jun17 Sep17
Net Interest Margin (Bank Only) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.54 2.11 1.47 1.58 1.65

Competitive Comparison of NewStar Financial's Net Interest Margin (Bank Only) %

For the Credit Services subindustry, NewStar Financial's Net Interest Margin (Bank Only) %, along with its competitors' market caps and Net Interest Margin (Bank Only) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NewStar Financial's Net Interest Margin (Bank Only) % Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, NewStar Financial's Net Interest Margin (Bank Only) % distribution charts can be found below:

* The bar in red indicates where NewStar Financial's Net Interest Margin (Bank Only) % falls into.



NewStar Financial Net Interest Margin (Bank Only) % Calculation

Net Interest Margin (Bank Only) % (NIM) is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

NewStar Financial's annualized Net Interest Margin (Bank Only) % for the fiscal year that ended in Dec. 2016 is calculated as

Net Interest Margin (Bank Only) %(A: Dec. 2016 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (A: Dec. 2015 ) + Earning Assets (A: Dec. 2016 ))/ count )
=89.371/( (3922.107 + 3772.765)/ 2 )
=89.371/3847.436
=2.32 %

where

Earning Assets(A: Dec. 2015 )
=Money Market Investments + Net Loan + Securities & Investments
=215.073 + 3612.857 + 94.177
=3922.107

Earning Assets(A: Dec. 2016 )
=Money Market Investments + Net Loan + Securities & Investments
=270.207 + 3383.251 + 119.307
=3772.765

NewStar Financial's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Sep. 2017 is calculated as

Net Interest Margin (Bank Only) %(Q: Sep. 2017 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (Q: Jun. 2017 ) + Earning Assets (Q: Sep. 2017 ))/ count )
=62.428/( (3766.247 + 3802.992)/ 2 )
=62.428/3784.6195
=1.65 %

where

Earning Assets(Q: Jun. 2017 )
=Money Market Investments + Net Loan + Securities & Investments
=230.832 + 3383.989 + 151.426
=3766.247

Earning Assets(Q: Sep. 2017 )
=Money Market Investments + Net Loan + Securities & Investments
=259.217 + 3367.938 + 175.837
=3802.992

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: Interest Expense is the negative value.

In the calculation of annual Net Interest Margin (Bank Only) %, the Net Interest Income (for Banks) of the last fiscal year and the average earning assets over the fiscal year are used. In calculating the quarterly data, the Net Interest Income (for Banks) data used here is four times the quarterly (Sep. 2017) net interest income data. Net Interest Margin (Bank Only) % is displayed in the 30-year financial page for Banks.


NewStar Financial  (NAS:NEWS) Net Interest Margin (Bank Only) % Explanation

The negative value of Net Interest Margin (Bank Only) % mean the firm pays more interest for its debt than the interest revenue generated from its investment.


NewStar Financial Net Interest Margin (Bank Only) % Related Terms

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NewStar Financial (NewStar Financial) Business Description

Traded in Other Exchanges
N/A
Address
NewStar Financial Inc is a finance company which develops specialized platforms for complex financing needs of companies and private investors for the middle market. The company and its subsidiary provides asset management services to institutional customers and also manages private credit funds, sponsored funds, series of funds structured as CLOs and managed accounts. Through specialized lending platforms the company provides senior secured debt financing options to mid-sized companies to fund working capital growth strategies, acquisitions, recapitalizations, purchases of equipment and other capital assets. The company derives its revenues from leveraged finance, business credit, real estate, equipment finance and asset management segments.
Executives
Richard E Thornburgh director 401 N. MAIN STREET, WINSTON-SALEM NC 27101
Frank R Noonan director
Bradley E Cooper director UNIVERSAL AMERICAN FINANCIAL CORP, 6 INTERNATIONAL DR STE 190, RYE BROOK NY 10573
Capital Z Financial Services Fund Ii Lp 10 percent owner
Capital Z Partners Ltd 10 percent owner
Capital Z Partners Lp 10 percent owner
Corsair Capital Llc 10 percent owner 717 FIFTH AVENUE, 24TH FLOOR, NEW YORK NY 10022
Second Curve Capital Llc 10 percent owner 150 N RADNOR CHESTER ROAD, SUITE F120, RADNOR PA 19087
Thomas K Brown 10 percent owner C/O SECOND CURVE CAPITAL, LLC, 237 PARK AVENUE, 9TH FLOOR, NEW YORK NY 10017
Mark K Gormley director 1067 FIFTH AVENUE, #6, NEW YORK NY 10128
Burnaman Phillip R Ii officer: M.Dir & Head Structured Prods
Joseph W Saunders director C/O VISA INC., P.O. BOX 8999, SAN FRANCISCO CA 94128-8999

NewStar Financial (NewStar Financial) Headlines

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