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Financial Institutions (Financial Institutions) Shiller PE Ratio

: 5.46 (As of Today)
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As of today (2024-04-23), Financial Institutions's current share price is $17.36. Financial Institutions's E10 for the quarter that ended in Dec. 2023 was $3.18. Financial Institutions's Shiller PE Ratio for today is 5.46.

The historical rank and industry rank for Financial Institutions's Shiller PE Ratio or its related term are showing as below:

FISI' s Shiller PE Ratio Range Over the Past 10 Years
Min: 4.87   Med: 15.9   Max: 28.24
Current: 5.46

During the past years, Financial Institutions's highest Shiller PE Ratio was 28.24. The lowest was 4.87. And the median was 15.90.

FISI's Shiller PE Ratio is ranked better than
87.8% of 1123 companies
in the Banks industry
Industry Median: 10.26 vs FISI: 5.46

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Financial Institutions's adjusted earnings per share data for the three months ended in Dec. 2023 was $0.610. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $3.18 for the trailing ten years ended in Dec. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


Financial Institutions Shiller PE Ratio Historical Data

The historical data trend for Financial Institutions's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Financial Institutions Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Shiller PE Ratio
Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.01 10.19 11.92 8.13 6.69

Financial Institutions Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Shiller PE Ratio Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.13 6.29 5.03 5.28 6.69

Competitive Comparison

For the Banks - Regional subindustry, Financial Institutions's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Financial Institutions Shiller PE Ratio Distribution

For the Banks industry and Financial Services sector, Financial Institutions's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Financial Institutions's Shiller PE Ratio falls into.



Financial Institutions Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Financial Institutions's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=17.36/3.18
=5.46

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Financial Institutions's E10 for the quarter that ended in Dec. 2023 is calculated as:

For example, Financial Institutions's adjusted earnings per share data for the three months ended in Dec. 2023 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=0.61/129.4194*129.4194
=0.610

Current CPI (Dec. 2023) = 129.4194.

Financial Institutions Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201403 0.500 99.695 0.649
201406 0.480 100.560 0.618
201409 0.490 100.428 0.631
201412 0.540 99.070 0.705
201503 0.460 99.621 0.598
201506 0.440 100.684 0.566
201509 0.560 100.392 0.722
201512 0.440 99.792 0.571
201603 0.500 100.470 0.644
201606 0.470 101.688 0.598
201609 0.560 101.861 0.712
201612 0.570 101.863 0.724
201703 0.520 102.862 0.654
201706 0.400 103.349 0.501
201709 0.520 104.136 0.646
201712 0.680 104.011 0.846
201803 0.560 105.290 0.688
201806 0.740 106.317 0.901
201809 0.640 106.507 0.778
201812 0.450 105.998 0.549
201903 0.700 107.251 0.845
201906 0.690 108.070 0.826
201909 0.780 108.329 0.932
201912 0.790 108.420 0.943
202003 0.050 108.902 0.059
202006 0.670 108.767 0.797
202009 0.740 109.815 0.872
202012 0.840 109.897 0.989
202103 1.270 111.754 1.471
202106 1.250 114.631 1.411
202109 1.050 115.734 1.174
202112 1.210 117.630 1.331
202203 0.930 121.301 0.992
202206 0.990 125.017 1.025
202209 0.880 125.227 0.909
202212 0.760 125.222 0.785
202303 0.760 127.348 0.772
202306 0.910 128.729 0.915
202309 0.880 129.860 0.877
202312 0.610 129.419 0.610

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Financial Institutions  (NAS:FISI) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Financial Institutions Shiller PE Ratio Related Terms

Thank you for viewing the detailed overview of Financial Institutions's Shiller PE Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Financial Institutions (Financial Institutions) Business Description

Traded in Other Exchanges
Address
220 Liberty Street, Warsaw, NY, USA, 14569
Financial Institutions Inc operates as a financial holding company, engages in the provision of a wide range of consumer and commercial banking services to individuals, municipalities, and businesses in Western and Central New York. It operates through the following segments: The Banking segment which includes all of the company's retail and commercial banking operations and All Other includes the activities of SDN, a full-service insurance agency that provides a broad range of insurance services to both personal and business clients.
Executives
Donald Boswell director WESTERN NY PUBLIC BROADCASTING ASSOC, HORIZONS PLAZA 140 LOWER TERRACE, BUFFALO NY 14202
Susan R Holliday director 220 LIBERTY ST, WARSAW NY 14569
Samuel M Gullo director 220 LIBERTY ST, WARSAW NY 14569
Robert N Latella director 220 LIBERTY, WARSAW NY 14569
Robert M Glaser director 220 LIBERTY STREET, WARSAW NY 14569
Dorn Andrew W Jr director 2421 MAIN STREET, BUFFALO NY 14214
Plants William Jack Ii officer: Chief Financial Officer 220 LIBERTY STREET, WARSAW NY 14569
Burruano Samuel J Jr officer: Senior Vice President 220 LIBERTY STREET, WARSAW NY 14569
Martin Kearney Birmingham officer: Senior Vice President 220 LIBERTY STREET, WARSAW NY 14569
Gary A. Pacos officer: Chief Risk Officer 220 LIBERTY STREET, WARSAW NY 14569
Bruce W Harting director 1185 PARK AVENUE, 6D, NEW YORK NY 10128
Laurie R Collins officer: Senior Vice President 220 LIBERTY STREET, WARSAW NY 14569
Mark Zupan director 1041 PITTSFORD VICTOR ROAD, PITTSFORD NY 14534
Mauricio F Riveros director 220 LIBERTY STREET, WARSAW NY 14569
Kevin B Quinn officer: Senior Vice President 220 LIBERTY STREET, WARSAW NY 14569