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Ally Financial (Ally Financial) Shiller PE Ratio : 11.37 (As of Apr. 25, 2024)


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What is Ally Financial Shiller PE Ratio?

As of today (2024-04-25), Ally Financial's current share price is $38.55. Ally Financial's E10 for the quarter that ended in Dec. 2023 was $3.39. Ally Financial's Shiller PE Ratio for today is 11.37.

The historical rank and industry rank for Ally Financial's Shiller PE Ratio or its related term are showing as below:

ALLY' s Shiller PE Ratio Range Over the Past 10 Years
Min: 6.9   Med: 18.72   Max: 76.4
Current: 11.37

During the past years, Ally Financial's highest Shiller PE Ratio was 76.40. The lowest was 6.90. And the median was 18.72.

ALLY's Shiller PE Ratio is ranked better than
59.8% of 296 companies
in the Credit Services industry
Industry Median: 14.405 vs ALLY: 11.37

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Ally Financial's adjusted earnings per share data for the three months ended in Dec. 2023 was $0.160. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $3.39 for the trailing ten years ended in Dec. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


Ally Financial Shiller PE Ratio Historical Data

The historical data trend for Ally Financial's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Ally Financial Shiller PE Ratio Chart

Ally Financial Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 70.32 28.59 19.43 8.40 10.30

Ally Financial Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.18 8.28 7.81 10.30 -

Competitive Comparison of Ally Financial's Shiller PE Ratio

For the Credit Services subindustry, Ally Financial's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ally Financial's Shiller PE Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Ally Financial's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Ally Financial's Shiller PE Ratio falls into.



Ally Financial Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Ally Financial's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=38.55/3.39
=11.37

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ally Financial's E10 for the quarter that ended in Dec. 2023 is calculated as:

For example, Ally Financial's adjusted earnings per share data for the three months ended in Dec. 2023 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=0.16/129.4194*129.4194
=0.160

Current CPI (Dec. 2023) = 129.4194.

Ally Financial Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201403 0.330 99.695 0.428
201406 0.540 100.560 0.695
201409 0.740 100.428 0.954
201412 0.230 99.070 0.300
201503 1.060 99.621 1.377
201506 -2.220 100.684 -2.854
201509 0.470 100.392 0.606
201512 -1.970 99.792 -2.555
201603 0.490 100.470 0.631
201606 0.710 101.688 0.904
201609 0.430 101.861 0.546
201612 0.520 101.863 0.661
201703 0.460 102.862 0.579
201706 0.550 103.349 0.689
201709 0.630 104.136 0.783
201712 0.410 104.011 0.510
201803 0.570 105.290 0.701
201806 0.810 106.317 0.986
201809 0.880 106.507 1.069
201812 0.700 105.998 0.855
201903 0.920 107.251 1.110
201906 1.460 108.070 1.748
201909 0.970 108.329 1.159
201912 0.990 108.420 1.182
202003 -0.850 108.902 -1.010
202006 0.640 108.767 0.762
202009 1.260 109.815 1.485
202012 1.820 109.897 2.143
202103 2.110 111.754 2.444
202106 2.410 114.631 2.721
202109 1.890 115.734 2.113
202112 1.790 117.630 1.969
202203 1.860 121.301 1.984
202206 1.400 125.017 1.449
202209 0.880 125.227 0.909
202212 0.830 125.222 0.858
202303 0.960 127.348 0.976
202306 0.990 128.729 0.995
202309 0.880 129.860 0.877
202312 0.160 129.419 0.160

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Ally Financial  (NYSE:ALLY) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Ally Financial Shiller PE Ratio Related Terms

Thank you for viewing the detailed overview of Ally Financial's Shiller PE Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Ally Financial (Ally Financial) Business Description

Traded in Other Exchanges
Address
500 Woodward Avenue, Floor 10, Ally Detroit Center, Detroit, MI, USA, 48226
Formerly the captive financial arm of General Motors, Ally Financial became an independent publicly traded firm in 2014 and is one of the largest consumer auto lenders in the country. While the firm has expanded its product offerings over time, it remains primarily focused on auto lending with more than 70% of its loan book in consumer auto loans and dealer financing. Ally also offers auto insurance, personal loans, commercial loans, credit cards, and holds a portfolio of mortgage debt, giving the bank a diversified business model, which includes brokerage services.
Executives
David J Debrunner officer: VP, CAO, Controller
Thomas P Gibbons director THE BANK OF NEW YORK MELLON CORPORATION, 225 LIBERTY STREET, NEW YORK NY 10286
Russell E. Hutchinson officer: Chief Financial Officer C/O ALLY FINANCIAL INC., 500 WOODWARD AVE., 10TH FLOOR, DETROIT MI 48226
Marjorie Magner director GANNETT CO., INC., 7950 JONES BRANCH DRIVE, MCLEAN VA 22107
Bradley J. Brown officer: Interim CFO C/O ALLY FINANCIAL INC., 500 WOODWARD AVE., 10TH FLOOR, DETROIT MI 48226
Melissa Goldman director C/O ALLY FINANCIAL INC, 500 WOODWARD AVE, 10TH FLOOR, DETROIT MI 48226
David Reilly director C/O ALLY FINANCIAL INC., 500 WOODWARD AVE, 10TH FLOOR, DETROIT MI 48226
Jason E. Schugel officer: Chief Risk Officer ALLY DETROIT CENTER, 500 WOODWARD AVENUE, DETROIT MI 48226
Douglas R. Timmerman officer: President, Auto Finance ALLY DETROIT CENTER, 500 WOODWARD AVENUE, DETROIT MI 48226
Diane E. Morais officer: CEO & President, Ally Bank ALLY FINANCIAL INC., 440 SOUTH CHURCH STREET, CHARLOTTE NC 28202
Scott A Stengel officer: General Counsel 1010 GRAND BLVD, KANSAS CITY MO 64106
Jeffrey Jonathan Brown officer: Sr Executive Vice President C/O ALLY FINANCIAL INC., 200 RENAISSANCE CENTER, DETROIT MI 48265
Jennifer A. Laclair officer: Chief Financial Officer ALLY DETROIT CENTER, 500 WOODWARD AVENUE, DETROIT MI 48226
Mayree C Clark director C/O ALLY FINANCIAL INC., 200 RENAISSANCE CENTER, DETROIT MI 48265
Hobbs Franklin W Iv director 1801 CALIFORNIA STREET, SUITE 4600, DENVER CO 80202