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AX (Axos Financial) Shiller PE Ratio : 19.84 (As of Jul. 22, 2025)


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What is Axos Financial Shiller PE Ratio?

As of today (2025-07-22), Axos Financial's current share price is $86.115. Axos Financial's E10 for the quarter that ended in Mar. 2025 was $4.34. Axos Financial's Shiller PE Ratio for today is 19.84.

The historical rank and industry rank for Axos Financial's Shiller PE Ratio or its related term are showing as below:

AX' s Shiller PE Ratio Range Over the Past 10 Years
Min: 9.23   Med: 21.13   Max: 61.88
Current: 19.84

During the past years, Axos Financial's highest Shiller PE Ratio was 61.88. The lowest was 9.23. And the median was 21.13.

AX's Shiller PE Ratio is ranked worse than
85.36% of 1202 companies
in the Banks industry
Industry Median: 11.995 vs AX: 19.84

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Axos Financial's adjusted earnings per share data for the three months ended in Mar. 2025 was $1.810. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $4.34 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Axos Financial Shiller PE Ratio Historical Data

The historical data trend for Axos Financial's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Axos Financial Shiller PE Ratio Chart

Axos Financial Annual Data
Trend Jun15 Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.20 22.37 13.79 12.72 14.87

Axos Financial Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.69 14.87 15.67 16.82 14.86

Competitive Comparison of Axos Financial's Shiller PE Ratio

For the Banks - Regional subindustry, Axos Financial's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Axos Financial's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Axos Financial's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Axos Financial's Shiller PE Ratio falls into.


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Axos Financial Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Axos Financial's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=86.115/4.34
=19.84

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Axos Financial's E10 for the quarter that ended in Mar. 2025 is calculated as:

For example, Axos Financial's adjusted earnings per share data for the three months ended in Mar. 2025 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=1.81/134.9266*134.9266
=1.810

Current CPI (Mar. 2025) = 134.9266.

Axos Financial Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201506 0.385 100.684 0.516
201509 0.400 100.392 0.538
201512 0.440 99.792 0.595
201603 0.560 100.470 0.752
201606 0.460 101.688 0.610
201609 0.450 101.861 0.596
201612 0.500 101.863 0.662
201703 0.630 102.862 0.826
201706 0.500 103.349 0.653
201709 0.500 104.136 0.648
201712 0.490 104.011 0.636
201803 0.800 105.290 1.025
201806 0.580 106.317 0.736
201809 0.580 106.507 0.735
201812 0.620 105.998 0.789
201903 0.630 107.251 0.793
201906 0.660 108.070 0.824
201909 0.660 108.329 0.822
201912 0.670 108.420 0.834
202003 0.910 108.902 1.127
202006 0.750 108.767 0.930
202009 0.880 109.815 1.081
202012 0.910 109.897 1.117
202103 0.890 111.754 1.075
202106 0.900 114.631 1.059
202109 0.990 115.734 1.154
202112 1.000 117.630 1.147
202203 1.020 121.301 1.135
202206 0.960 125.017 1.036
202209 0.970 125.227 1.045
202212 1.350 125.222 1.455
202303 1.320 127.348 1.399
202306 1.460 128.729 1.530
202309 1.380 129.860 1.434
202312 2.620 129.419 2.731
202403 1.910 131.776 1.956
202406 1.800 132.554 1.832
202409 1.930 133.029 1.958
202412 1.800 133.157 1.824
202503 1.810 134.927 1.810

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Axos Financial  (NYSE:AX) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Axos Financial Shiller PE Ratio Related Terms

Thank you for viewing the detailed overview of Axos Financial's Shiller PE Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Axos Financial Business Description

Traded in Other Exchanges
Address
9205 West Russell Road, Suite 400, Las Vegas, NV, USA, 89148
Axos Financial Inc is a bank holding company that operates through its bank subsidiary, BofI Federal Bank, a nationwide bank that provides financing for single and multifamily residential properties, small to medium-size businesses in certain sectors, and selected specialty finance receivables. Its operating segments are banking business segment and securities business segment . The bank distributed its products through a wide range of retail distribution channels, including only banking brands, affinity groups, and sales teams, among others. The majority of the bank's mortgage exposure is titled toward the state of California, particularly its southern region. Net interest income is a majority of the bank's revenue.
Executives
Thomas M Constantine other: EVP and Chief Credit Officer 4350 LA JOLLA VILLAGE DRIVE, SUITE 140, SAN DIEGO CA 92122
Paul Grinberg director C/O ENCORE CAPITAL GROUP INC, 8875 AERO DRIVE, SUITE 200, SAN DIEGO CA 92123
David X Park other: EVP, Comm Banking & Treasury 4350 LA JOLLA VILLAGE DRIVE, SUITE 140, SAN DIEGO CA 92122
Mosich Nick director 12777 HIGH BLUFF DRIVE, SUITE #100, SAN DIEGO CA 92130
Edward James Ratinoff director 12777 HIGH BLUFF DRIVE, SUITE 100, SAN DIEGO CA 92130
Gregory Garrabrants director, officer: President & CEO 9205 WEST RUSSELL ROAD, SUITE #400, LAS VEGAS NV 89148
James John Court director 12777 HIGH BLUFF DRIVE, SUITE 100, SAN DIEGO CA 92130
Andrew J Micheletti officer: VP & Chief Financial Officer C/O AXOS FINANCIAL, 4350 LA JOLLA VILLAGE DRIVE STE 140, SAN DIEGO CA 92122
Tamara N Bohlig director 4350 LA JOLLA VILLAGE DRIVE, SUITE 140, SAN DIEGO CA 92122
David M Crow other: EVP, Head of Axos Clearing 4350 LA JOLLA VILLAGE DRIVE, SUITE 140, SAN DIEGO CA 92122
Ron Pitters other: SVP, Head of Axos Securities 4350 LA JOLLA VILLAGE DRIVE, SUITE 140, SAN DIEGO CA 92122
Stefani D Carter director 14185 DALLAS PARKWAY, SUITE 1100, DALLAS TX 75254
Uzair Dada director 4350 LA JOLLA VILLAGE DRIVE, SUITE 140, SAN DIEGO CA 92122
Roque A Santi director C/O ECC CAPITAL CORPORATION, 1833 ALTON PARKWAY, IRVINE CA 92606
Brian D Swanson other: EVP, Chief Lending Officer 4350 LA JOLLA VILLAGE DRIVE, SUITE 140, SAN DIEGO CA 92122