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UMB Financial (UMB Financial) Shiller PE Ratio

: 13.54 (As of Today)
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As of today (2024-04-18), UMB Financial's current share price is $80.27. UMB Financial's E10 for the quarter that ended in Dec. 2023 was $5.93. UMB Financial's Shiller PE Ratio for today is 13.54.

The historical rank and industry rank for UMB Financial's Shiller PE Ratio or its related term are showing as below:

UMBF' s Shiller PE Ratio Range Over the Past 10 Years
Min: 9.74   Med: 21.3   Max: 30.71
Current: 13.52

During the past years, UMB Financial's highest Shiller PE Ratio was 30.71. The lowest was 9.74. And the median was 21.30.

UMBF's Shiller PE Ratio is ranked worse than
72.44% of 1125 companies
in the Banks industry
Industry Median: 10.2 vs UMBF: 13.52

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

UMB Financial's adjusted earnings per share data for the three months ended in Dec. 2023 was $1.450. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $5.93 for the trailing ten years ended in Dec. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


UMB Financial Shiller PE Ratio Historical Data

The historical data trend for UMB Financial's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

UMB Financial Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Shiller PE Ratio
Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.21 17.47 22.85 15.33 14.09

UMB Financial Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Shiller PE Ratio Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.33 10.28 10.56 10.51 14.09

Competitive Comparison

For the Banks - Regional subindustry, UMB Financial's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UMB Financial Shiller PE Ratio Distribution

For the Banks industry and Financial Services sector, UMB Financial's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where UMB Financial's Shiller PE Ratio falls into.



UMB Financial Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

UMB Financial's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=80.27/5.93
=13.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UMB Financial's E10 for the quarter that ended in Dec. 2023 is calculated as:

For example, UMB Financial's adjusted earnings per share data for the three months ended in Dec. 2023 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=1.45/129.4194*129.4194
=1.450

Current CPI (Dec. 2023) = 129.4194.

UMB Financial Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201403 0.520 99.695 0.675
201406 0.760 100.560 0.978
201409 0.780 100.428 1.005
201412 0.590 99.070 0.771
201503 0.740 99.621 0.961
201506 0.650 100.684 0.836
201509 0.460 100.392 0.593
201512 0.600 99.792 0.778
201603 0.740 100.470 0.953
201606 0.760 101.688 0.967
201609 0.850 101.861 1.080
201612 0.870 101.863 1.105
201703 0.890 102.862 1.120
201706 0.860 103.349 1.077
201709 0.970 104.136 1.206
201712 2.250 104.011 2.800
201803 1.140 105.290 1.401
201806 1.110 106.317 1.351
201809 1.160 106.507 1.410
201812 0.520 105.998 0.635
201903 1.180 107.251 1.424
201906 1.160 108.070 1.389
201909 1.270 108.329 1.517
201912 1.350 108.420 1.611
202003 -0.070 108.902 -0.083
202006 1.260 108.767 1.499
202009 1.520 109.815 1.791
202012 3.240 109.897 3.816
202103 1.910 111.754 2.212
202106 1.790 114.631 2.021
202109 1.940 115.734 2.169
202112 1.610 117.630 1.771
202203 2.170 121.301 2.315
202206 2.830 125.017 2.930
202209 1.810 125.227 1.871
202212 2.060 125.222 2.129
202303 1.900 127.348 1.931
202306 1.850 128.729 1.860
202309 1.980 129.860 1.973
202312 1.450 129.419 1.450

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


UMB Financial  (NAS:UMBF) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


UMB Financial Shiller PE Ratio Related Terms

Thank you for viewing the detailed overview of UMB Financial's Shiller PE Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


UMB Financial (UMB Financial) Business Description

Traded in Other Exchanges
Address
1010 Grand Boulevard, Kansas, MO, USA, 64106
UMB Financial Corp, or UMBF, is a financial services holding company offering a suite of banking, asset management, and health spending solutions. Its customer base includes commercial, institutional, and personal customers across the United States. The company's banking subsidiaries own and operate banking and wealth-management centres mostly throughout the Midwest and Southwest regions of the U.S. Subsidiaries of the holding company and its lead bank, UMB Bank, include mutual fund and alternative investment services groups, single-purpose companies that deal with brokerage services and insurance, and a registered investment advisory. The bank's revenue is split nearly evenly between interest income and noninterest income.
Executives
Thomas S Terry officer: Chief Lending Officer 1010 GRAND BOULEVARD, KANSAS CITY MO 64106
Robert Brian Beaird officer: Chief Human Resource Officer 1010 GRAND BLVD, KANSAS CITY MO 64106
Uma Wilson officer: Executive Vice President 1010 GRAND BLVD, KANSAS CITY MO 64106
Shannon Andresen Johnson officer: EVP/Chief HR Officer 1010 GRAND BLVD, KANSAS CITY MO 64106
J Mariner Kemper officer: Vice Chairman 1010 GRAND BLVD., KANSAS CITY MO 64106
Abigail M Wendel officer: President - Consumer Banking 1010 GRAND BOULEVARD, KANSAS CITY MO 64106
Tamara Peterman director 1010 GRAND BLVD, KANSAS CITY MO 64106
Greg M Graves director 1010 GRAND BLVD, KANSAS CITY MO 64106
Nikki Farentino Newton officer: President, Private Wealth Mgmt 1010 GRAND BLVD, KANSAS CITY MO 64106
Timothy R. Murphy director 1524 N. CORRINGTON AVE, KANSAS CITY MO 64120
Phillip James Mason officer: President, Inst. Banking 1010 GRAND BLVD, KANSAS CITY MO 64106
Janine Davidson director 1010 GRAND BLVD, KANSAS CITY MO 64106
Lansford E. Gordon director 1001 LOCUST ST., KANSAS CITY MO 64106
Kris A Robbins director
L Joshua Sosland director