OZK (Bank OZK) Accounts Receivable : $173 Mil (As of Sep. 2024)

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What is Bank OZK Accounts Receivable?

Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Bank OZK's accounts receivables for the quarter that ended in Sep. 2024 was $173 Mil.

Accounts receivable can be measured by Days Sales Outstanding. Bank OZK's Days Sales Outstanding for the quarter that ended in Sep. 2024 was 37.37.

In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. Bank OZK's Net-Net Working Capital per share for the quarter that ended in Sep. 2024 was $-232.94.

Bank OZK Accounts Receivable Historical Data

The historical data trend for Bank OZK's Accounts Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Bank OZK Accounts Receivable Chart

Bank OZK Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Accounts Receivable

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75.21

88.08

83.03

125.13

170.11

Bank OZK Quarterly Data
	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24
Accounts Receivable	Get a 7-Day Free Trial															154.24	170.11	175.20	177.40	173.25

Bank OZK Accounts Receivable Calculation

Accounts Receivable is money owed to a business by customers and shown on its Balance Sheet as an asset.

Bank OZK Accounts Receivable Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.

Bank OZK's Days Sales Outstanding for the quarter that ended in Sep. 2024 is calculated as:

	Days Sales Outstanding
=	Accounts Receivable	/	Revenue	*	Days in Period
=	173.246	/	423.003	*	91
=	37.37

2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), Bank OZK's accounts receivable are only considered to be worth 75% of book value:

Bank OZK's Net-Net Working Capital Per Share for the quarter that ended in Sep. 2024 is calculated as:

	Net-Net Working Capital Per Share
=	(Cash And Cash Equivalents	+	0.75 * Accounts Receivable	+	0.5 * Total Inventories	-	Total Liabilities
-	Preferred Stock	-	Minority Interest)	/	Shares Outstanding (EOP)
=	(5630.748	+	0.75 * 173.246	+	0.5 * 0	-	31848.249
-	338.98	-	0.696)	/	113.45
=	-232.94

Be Aware

Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.

If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.

Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.

Bank OZK Accounts Receivable Related Terms

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Bank OZK Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Bank OZK (NAS:OZK) » Definitions » Accounts Receivable

Comparable Companies

Traded in Other Exchanges

OZKAP.PFD:USA OZK:Mexico BO8:Germany BO8:Germany

Address

18000 Cantrell Road, Little Rock, AR, USA, 72223

Website

https://www.ozk.com

Bank OZK is a bank holding company that owns and operates a community bank, Bank of the Ozarks. The bank operates offices in Arkansas, Georgia, Florida, North Carolina, Texas, California, New York and Mississippi. It provides a range of banking services which include deposit services such as checking, savings, money market, time deposit and individual retirement accounts to loan services like real estate, consumer, commercial and industrial loans. Apart from providing traditional banking products and services it also provides treasury management, trust and wealth management, financial planning, online banking and other related services.

Executives

Kathleen M Franklin	director	17901 CHENAL PARKWAY, LITTLE ROCK AR 72223
Bradly Rebel	officer: Chief Audit Executive	17901 CHENAL PARKWAY, LITTLE ROCK AR 72223
Dennis R James	officer: EVP/Director of M & A	17901 CHENAL PARKWAY, LITTLE ROCK AR 72223
Mullen Walter J Iii	director	17901 CHENAL PARKWAY, LITTLE ROCK AR 72223
Paula H Cholmondeley	director	221 W PHILADELPHIA ST, SUITE 60W, YORK PA 17401-2991
Timothy D Hicks	officer: EVP Corporate Finance	17901 CHENAL PARKWAY, LITTLE ROCK AR 72227
John Crawford Carter	officer: Director Community Bank Lend	17901 CHENAL PARKWAY, LITTLE ROCK AR 72223
Edward J Wydock	officer: Chief Risk Officer	SUSQUEHANNA BANCSHARES, INC., 26 N CEDAR ST, LITITZ PA 17543
William A Koefoed	director	17901 CHENAL PARKWAY, LITTLE ROCK AR 72223
Jennifer R Junker	officer: Dir of Trust and Wealth Mgmt	17901 CHENAL PARKWAY, LITTLE ROCK AR 72223
Matthew Reddin	officer: Dir of Comm Bank Lending	17901 CHENAL PARKWAY, LITTLE ROCK AR 72223
Ross M Whipple	director	17901 CHENAL PARKWAY, LITTLE ROCK AR 72223
Catherine B Freedberg	director	17901 CHENAL PARKWAY, LITTLE ROCK AR 72223
Peter C Kenny	director	17901 CHENAL PARKWAY, LITTLE ROCK AR 72223
Dan Thomas	officer: Chief Lending Officer	17901 CHENAL PARKWAY, LITTLE ROCK AR 72223