EFSG (Enterprise Financial Services Group) Cash-to-Debt : 1.16 (As of Mar. 2024)

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What is Enterprise Financial Services Group Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Enterprise Financial Services Group's cash to debt ratio for the quarter that ended in Mar. 2024 was 1.16.

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Enterprise Financial Services Group could pay off its debt using the cash in hand for the quarter that ended in Mar. 2024.

The historical rank and industry rank for Enterprise Financial Services Group's Cash-to-Debt or its related term are showing as below:

EFSG' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.42 Med: 1.02 Max: 2.04
Current: 1.16

During the past 7 years, Enterprise Financial Services Group's highest Cash to Debt Ratio was 2.04. The lowest was 0.42. And the median was 1.02.

EFSG's Cash-to-Debt is ranked worse than
53.54% of 1498 companies
in the Banks industry
Industry Median: 1.295 vs EFSG: 1.16

Enterprise Financial Services Group Cash-to-Debt Historical Data

The historical data trend for Enterprise Financial Services Group's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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Enterprise Financial Services Group Cash-to-Debt Chart

Enterprise Financial Services Group Annual Data

Trend

Sep17

Sep18

Sep19

Sep20

Sep21

Sep22

Sep23

Cash-to-Debt

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0.42

0.54

1.06

2.04

0.98

Enterprise Financial Services Group Semi-Annual Data
	Sep17	Sep18	Sep19	Sep20	Mar21	Sep21	Mar22	Sep22	Mar23	Sep23	Mar24
Cash-to-Debt	Get a 7-Day Free Trial						1.13	2.04	1.12	0.98	1.16

Competitive Comparison of Enterprise Financial Services Group's Cash-to-Debt

For the Banks - Regional subindustry, Enterprise Financial Services Group's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Enterprise Financial Services Group's Cash-to-Debt Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Enterprise Financial Services Group's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Enterprise Financial Services Group's Cash-to-Debt falls into.

Enterprise Financial Services Group Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Enterprise Financial Services Group's Cash to Debt Ratio for the fiscal year that ended in Sep. 2023 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	69.474	/	(0	+	70.867)
	=	0.98

Enterprise Financial Services Group's Cash to Debt Ratio for the quarter that ended in Mar. 2024 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	64.83	/	(0	+	55.867)
	=	1.16

Enterprise Financial Services Group (OTCPK:EFSG) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

Enterprise Financial Services Group Cash-to-Debt Related Terms

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Enterprise Financial Services Group Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Enterprise Financial Services Group Inc (OTCPK:EFSG) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

N/A

Address

4091 Mount Royal Boulevard, Allison Park, PA, USA, 15101-2917

Website

https://www.enterprisebankpgh.com

Enterprise Financial Services Group Inc is a bank holding company. The company, through its holding, provides banking products and services including personal banking, business banking, business financing, insurance and commercial loans. The primary source of revenue is from providing commercial loans to business customers located within Allegheny and its bi-contiguous counties.

Enterprise Financial Services Group Headlines

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