Powszechny Zaklad Ubezpieczen (FRA:7PZ) Cash-to-Debt : 0.76 (As of Sep. 2024)

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What is Powszechny Zaklad Ubezpieczen Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Powszechny Zaklad Ubezpieczen's cash to debt ratio for the quarter that ended in Sep. 2024 was 0.76.

If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Powszechny Zaklad Ubezpieczen couldn't pay off its debt using the cash in hand for the quarter that ended in Sep. 2024.

The historical rank and industry rank for Powszechny Zaklad Ubezpieczen's Cash-to-Debt or its related term are showing as below:

FRA:7PZ' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.16 Med: 0.54 Max: No Debt
Current: 0.76

During the past 13 years, Powszechny Zaklad Ubezpieczen's highest Cash to Debt Ratio was No Debt. The lowest was 0.16. And the median was 0.54.

FRA:7PZ's Cash-to-Debt is ranked worse than
69.09% of 482 companies
in the Insurance industry
Industry Median: 1.735 vs FRA:7PZ: 0.76

Powszechny Zaklad Ubezpieczen Cash-to-Debt Historical Data

The historical data trend for Powszechny Zaklad Ubezpieczen's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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Powszechny Zaklad Ubezpieczen Cash-to-Debt Chart

Powszechny Zaklad Ubezpieczen Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Cash-to-Debt

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0.35

0.31

0.48

0.29

0.34

Powszechny Zaklad Ubezpieczen Quarterly Data
	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24
Cash-to-Debt	Get a 7-Day Free Trial															0.61	0.34	0.75	0.66	0.76

Competitive Comparison of Powszechny Zaklad Ubezpieczen's Cash-to-Debt

For the Insurance - Property & Casualty subindustry, Powszechny Zaklad Ubezpieczen's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Powszechny Zaklad Ubezpieczen's Cash-to-Debt Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Powszechny Zaklad Ubezpieczen's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Powszechny Zaklad Ubezpieczen's Cash-to-Debt falls into.

Powszechny Zaklad Ubezpieczen Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Powszechny Zaklad Ubezpieczen's Cash to Debt Ratio for the fiscal year that ended in Dec. 2023 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	1991.12	/	(0	+	5917.451)
	=	0.34

Powszechny Zaklad Ubezpieczen's Cash to Debt Ratio for the quarter that ended in Sep. 2024 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	5551.612	/	(0	+	7294.74)
	=	0.76

Powszechny Zaklad Ubezpieczen (FRA:7PZ) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

Powszechny Zaklad Ubezpieczen Cash-to-Debt Related Terms

Thank you for viewing the detailed overview of Powszechny Zaklad Ubezpieczen's Cash-to-Debt provided by GuruFocus.com. Please click on the following links to see related term pages.

Powszechny Zaklad Ubezpieczen Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Insurance » Powszechny Zaklad Ubezpieczen SA (FRA:7PZ) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

PWZYF:USA PZU:Poland 0MYY:UK

Address

Al. Jana Pawla II 24, Warsaw, POL, 00-133

Website

http://www.pzu.pl

Powszechny Zaklad Ubezpieczen SA is a property and casualty insurance company that operates in the Central and Eastern European region with an emphasis on the Polish market. The company's main strategic objectives include stable financial results, broad growth, and innovation. The vast majority of Powszechny's revenue is generated from gross written premiums, followed by results of its investment activities. The company serves clients through its own agency network along with sales through external agency centers.

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