QCR Holdings (QCR Holdings) Cash-to-Debt : 0.20 (As of Dec. 2023)

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What is QCR Holdings Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. QCR Holdings's cash to debt ratio for the quarter that ended in Dec. 2023 was 0.20.

If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, QCR Holdings couldn't pay off its debt using the cash in hand for the quarter that ended in Dec. 2023.

The historical rank and industry rank for QCR Holdings's Cash-to-Debt or its related term are showing as below:

QCRH' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.1 Med: 0.48 Max: 0.86
Current: 0.2

During the past 13 years, QCR Holdings's highest Cash to Debt Ratio was 0.86. The lowest was 0.10. And the median was 0.48.

QCRH's Cash-to-Debt is ranked worse than
87.29% of 1440 companies
in the Banks industry
Industry Median: 1.245 vs QCRH: 0.20

QCR Holdings Cash-to-Debt Historical Data

The historical data trend for QCR Holdings's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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QCR Holdings Cash-to-Debt Chart

QCR Holdings Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Cash-to-Debt

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0.84

0.86

0.68

0.10

0.20

QCR Holdings Quarterly Data
	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23
Cash-to-Debt	Get a 7-Day Free Trial															0.10	0.72	0.60	0.16	0.20

Competitive Comparison of QCR Holdings's Cash-to-Debt

For the Banks - Regional subindustry, QCR Holdings's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

QCR Holdings's Cash-to-Debt Distribution in the Banks Industry

For the Banks industry and Financial Services sector, QCR Holdings's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where QCR Holdings's Cash-to-Debt falls into.

QCR Holdings Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

QCR Holdings's Cash to Debt Ratio for the fiscal year that ended in Dec. 2023 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	202.042	/	(301.5	+	716.795)
	=	0.20

QCR Holdings's Cash to Debt Ratio for the quarter that ended in Dec. 2023 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	202.042	/	(301.5	+	716.795)
	=	0.20

QCR Holdings (NAS:QCRH) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

QCR Holdings Cash-to-Debt Related Terms

Thank you for viewing the detailed overview of QCR Holdings's Cash-to-Debt provided by GuruFocus.com. Please click on the following links to see related term pages.

QCR Holdings (QCR Holdings) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » QCR Holdings Inc (NAS:QCRH) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

3PE:Germany

Address

3551 7th Street, Moline, IL, USA, 61265

Website

https://www.qcrh.com

QCR Holdings Inc is a multi-bank holding company. The bank operates through segments namely Commercial Banking, Wealth Management, and all other segments. The commercial bank segment is geographically divided by markets namely QCBT, CRBT, CSB, and SFCB. It generates revenue in the form of interest.

Executives

Marie Z. Ziegler	director	2252 SAINT ANDREWS CIRCLE, BETTENDORF IA 52722
Larry J Helling	director
Nick W Anderson	officer: SVP, Chief Accounting Officer	21428 71ST AVE N, PORT BYRON IL 61275
Nicole A Lee	officer: EVP, Chief HR Officer	2397 WRIGHT BROTHERS BLVD E, CEDAR RAPIDS IA 52404
Reba K Winter	officer: EVP, COO	3402 RIVER RIDGE CT NE, CEDAR RAPIDS IA 52402
Elizabeth S Jacobs	director	2812 DRUID HILL DRIVE, DES MOINES IA 50315
James M. Field	director	DEERE & COMPANY, ONE JOHN DEERE PLACE, MOLINE IL 61265
John F Griesemer	director	4024 E WINDSONG, SPRINGFIELD MO 65809
Mary Kay Bates	director	PO BOX 349, OKOBOJI IA 51355
Brent R Cobb	director	3106 RIMROCK CT NE, CEDAR RAPIDS IA 52402
Todd A Gipple	officer: Exec VP/CFO	3551 7TH ST, STE 204, MOLINE IL 61265
John H Anderson	officer: President, QCBT	2315 FAIRHAVEN RD, DAVENPORT IA 52803
Monte C Mcnew	officer: President & CEO, SFC	3825 E. CYPRESS POINT, SPRINGFIELD MO 65802
Dana L Nichols	officer: EVP, Chief Credit Officer	2410 BEVER AVENUE SE, CEDAR RAPIDS IA 52403
Anne E Howard	officer: SVP, Dir Of Human Resources	5107 GREYSTONE DRIVE, BETTENDORF IA 52722