AmTrust Financial Services (AmTrust Financial Services) Cash-to-Debt

: 0.37 (As of Sep. 2018)

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Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. AmTrust Financial Services's cash to debt ratio for the quarter that ended in Sep. 2018 was 0.37.

If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, AmTrust Financial Services couldn't pay off its debt using the cash in hand for the quarter that ended in Sep. 2018.

The historical rank and industry rank for AmTrust Financial Services's Cash-to-Debt or its related term are showing as below:

AFSIM.PFD' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.27 Med: 0.87 Max: No Debt
Current: 0.42

During the past 13 years, AmTrust Financial Services's highest Cash to Debt Ratio was No Debt. The lowest was 0.27. And the median was 0.87.

AFSIM.PFD's Cash-to-Debt is not ranked
in the Insurance industry.
Industry Median: 1.87 vs AFSIM.PFD: 0.42

AmTrust Financial Services Cash-to-Debt Historical Data

The historical data trend for AmTrust Financial Services's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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Array ( [0] => - [1] => - [2] => - [3] => - [4] => - [5] => 1.14 [6] => 0.98 [7] => 0.87 [8] => 0.41 [9] => 0.52 )

AmTrust Financial Services Annual Data

Trend

Dec08

Dec09

Dec10

Dec11

Dec12

Dec13

Dec14

Dec15

Dec16

Dec17

Cash-to-Debt

1.14

0.98

0.87

0.41

0.52

AmTrust Financial Services Quarterly Data
	Dec13	Mar14	Jun14	Sep14	Dec14	Mar15	Jun15	Sep15	Dec15	Mar16	Jun16	Sep16	Dec16	Mar17	Jun17	Sep17	Dec17	Mar18	Jun18	Sep18
Cash-to-Debt																0.53	0.52	0.50	0.45	0.37

Competitive Comparison

For the Insurance - Property & Casualty subindustry, AmTrust Financial Services's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

AmTrust Financial Services Cash-to-Debt Distribution

For the Insurance industry and Financial Services sector, AmTrust Financial Services's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where AmTrust Financial Services's Cash-to-Debt falls into.

AmTrust Financial Services Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

AmTrust Financial Services's Cash to Debt Ratio for the fiscal year that ended in Dec. 2017 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	763.121	/	(0	+	1456.696)
	=	0.52

AmTrust Financial Services's Cash to Debt Ratio for the quarter that ended in Sep. 2018 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	554.9	/	(0	+	1493)
	=	0.37

AmTrust Financial Services (OTCPK:AFSIM.PFD) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

AmTrust Financial Services Cash-to-Debt Related Terms

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AmTrust Financial Services (AmTrust Financial Services) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Insurance » AmTrust Financial Services Inc (OTCPK:AFSIM.PFD) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

AFSIN.PFD:USA AFSIP.PFD:USA AFSIC.PFD:USA AFSIB.PFD:USA AFSIA.PFD:USA

Address

59 Maiden Lane, 43rd Floor, New York, NY, USA, 10038

Website

https://www.amtrustfinancial.com

AmTrust Financial Services Inc is a multinational company that underwrites and provides property and casualty insurance products. The company specializes in coverage for small to mid-sized businesses, with a philosophical focus on niche diversity and low-hazard risk. AmTrust's business model strives to achieve its profit goals through geographic and product diversification. The company reports three business segments: Small Commercial Business, Specialty Risk and Extended Warranty, and Specialty Program. The vast majority of revenues is derived from its Small Commercial Business risk.