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Charan Insurance PCL (BKK:CHARAN-R) Cyclically Adjusted PB Ratio : 0.30 (As of Jul. 19, 2025)


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What is Charan Insurance PCL Cyclically Adjusted PB Ratio?

As of today (2025-07-19), Charan Insurance PCL's current share price is ฿20.00. Charan Insurance PCL's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 was ฿65.86. Charan Insurance PCL's Cyclically Adjusted PB Ratio for today is 0.30.

The historical rank and industry rank for Charan Insurance PCL's Cyclically Adjusted PB Ratio or its related term are showing as below:

BKK:CHARAN-R' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.23   Med: 0.51   Max: 0.88
Current: 0.25

During the past years, Charan Insurance PCL's highest Cyclically Adjusted PB Ratio was 0.88. The lowest was 0.23. And the median was 0.51.

BKK:CHARAN-R's Cyclically Adjusted PB Ratio is ranked better than
95.16% of 413 companies
in the Insurance industry
Industry Median: 1.28 vs BKK:CHARAN-R: 0.25

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Charan Insurance PCL's adjusted book value per share data for the three months ended in Mar. 2025 was ฿49.793. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ฿65.86 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Charan Insurance PCL Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Charan Insurance PCL's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Charan Insurance PCL Cyclically Adjusted PB Ratio Chart

Charan Insurance PCL Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.49 0.56 0.51 0.42 0.37

Charan Insurance PCL Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.41 0.39 0.39 0.37 0.30

Competitive Comparison of Charan Insurance PCL's Cyclically Adjusted PB Ratio

For the Insurance - Property & Casualty subindustry, Charan Insurance PCL's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Charan Insurance PCL's Cyclically Adjusted PB Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Charan Insurance PCL's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Charan Insurance PCL's Cyclically Adjusted PB Ratio falls into.


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Charan Insurance PCL Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Charan Insurance PCL's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=20.00/65.86
=0.30

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Charan Insurance PCL's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Charan Insurance PCL's adjusted Book Value per Share data for the three months ended in Mar. 2025 was:

Adj_Book=Book Value per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=49.793/134.9266*134.9266
=49.793

Current CPI (Mar. 2025) = 134.9266.

Charan Insurance PCL Quarterly Data

Book Value per Share CPI Adj_Book
201506 48.901 100.684 65.532
201509 48.575 100.392 65.285
201512 48.896 99.792 66.111
201603 50.192 100.470 67.405
201606 48.489 101.688 64.338
201609 49.230 101.861 65.211
201612 49.492 101.863 65.557
201703 49.860 102.862 65.402
201706 48.522 103.349 63.348
201709 49.695 104.136 64.389
201712 50.171 104.011 65.083
201803 50.124 105.290 64.233
201806 48.090 106.317 61.031
201809 48.881 106.507 61.924
201812 48.042 105.998 61.154
201903 46.318 107.251 58.270
201906 46.295 108.070 57.800
201909 44.857 108.329 55.870
201912 44.047 108.420 54.816
202003 41.013 108.902 50.814
202006 43.526 108.767 53.994
202009 43.662 109.815 53.646
202012 46.438 109.897 57.015
202103 47.356 111.754 57.175
202106 43.998 114.631 51.788
202109 43.018 115.734 50.152
202112 43.003 117.630 49.326
202203 41.393 121.301 46.043
202206 41.795 125.017 45.108
202209 44.423 125.227 47.864
202212 48.596 125.222 52.362
202303 49.099 127.348 52.021
202306 47.308 128.729 49.586
202309 46.828 129.860 48.655
202312 46.866 129.419 48.860
202403 46.464 131.776 47.575
202406 44.851 132.554 45.654
202409 44.007 133.029 44.635
202412 43.900 133.157 44.483
202503 49.793 134.927 49.793

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Charan Insurance PCL  (BKK:CHARAN-R) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Charan Insurance PCL Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of Charan Insurance PCL's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Charan Insurance PCL Business Description

Traded in Other Exchanges
Address
408/1 Ratchadapisak Road, Samsennok, Huaykwang, Bangkok, THA, 10310
Charan Insurance PCL is a Thailand-based company in the insurance sector. Its primary activity is providing non-life insurance services. Its non-life insurance products include Fire insurance, Motor insurance, Personal accident insurance, Marine and transportation insurance, and Miscellaneous insurance. The company operates principally in Thailand and generates the majority of its revenue from Motor insurance services.

Charan Insurance PCL Headlines

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