Community West Bancshares (Community West Bancshares) Debt-to-Equity

: 0.72 (As of Dec. 2023)

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Community West Bancshares's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $80.00 Mil. Community West Bancshares's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $69.74 Mil. Community West Bancshares's Total Stockholders Equity for the quarter that ended in Dec. 2023 was $207.06 Mil. Community West Bancshares's debt to equity for the quarter that ended in Dec. 2023 was 0.72.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Community West Bancshares's Debt-to-Equity or its related term are showing as below:

CWBC' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.02 Med: 0.05 Max: 0.72
Current: 0.72

During the past 13 years, the highest Debt-to-Equity Ratio of Community West Bancshares was 0.72. The lowest was 0.02. And the median was 0.05.

CWBC's Debt-to-Equity is ranked worse than
50.5% of 1394 companies
in the Banks industry
Industry Median: 0.7 vs CWBC: 0.72

Community West Bancshares Debt-to-Equity Historical Data

The historical data trend for Community West Bancshares's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Community West Bancshares Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Debt-to-Equity

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0.07

0.02

0.16

0.66

0.72

Community West Bancshares Quarterly Data
	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23
Debt-to-Equity	Get a 7-Day Free Trial															0.66	0.38	0.37	0.38	0.72

Competitive Comparison

For the Banks - Regional subindustry, Community West Bancshares's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Community West Bancshares Debt-to-Equity Distribution

For the Banks industry and Financial Services sector, Community West Bancshares's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Community West Bancshares's Debt-to-Equity falls into.

Community West Bancshares Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Community West Bancshares's Debt to Equity Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(80	+	69.744)	/	207.064
	=	0.72

Community West Bancshares's Debt to Equity Ratio for the quarter that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(80	+	69.744)	/	207.064
	=	0.72

Community West Bancshares (NAS:CWBC) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Community West Bancshares Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of Community West Bancshares's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.

Community West Bancshares (Community West Bancshares) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Community West Bancshares (NAS:CWBC) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

N/A

Address

7100 N. Financial Drive, Suite 101, Fresno, CA, USA, 93720

Website

https://www.cvcb.com

Central Valley Community Bancorp offers a full range of commercial banking services to small and medium size businesses, their owners, managers, and employees in the central valley area of California. It conducts a commercial banking business, which includes accepting demand, savings and time deposits and making commercial, real estate, and consumer loans. The company also provides domestic and international wire transfer services and provides safe deposit boxes and other customary banking services. It is also engaged in internet banking which consists of inquiry, account status, bill paying, account transfers, and cash management.

Executives

Dawn M Cagle	officer: EXECUTIVE VICE PRESIDENT	7100 N. FINANCIAL DRIVE, SUITE 101, FRESNO CA 93720
Jeffrey Michael Martin	officer: EXECUTIVE VICE PRESIDENT	7100 N. FINANCIAL DRIVE, SUITE 101, FRESNO CA 93720
Shannon R Avrett	officer: EXECUTIVE VICE PRESIDENT	7100 N. FINANCIAL DRIVE, SUITE 101, FRESNO CA 93720
James J Kim	officer: EXECUTIVE VICE PRESIDENT	7100 N. FINANCIAL DRIVE, SUITE 101, FRESNO CA 93720
Daniel J Doyle	director, officer: PRESIDENT & CEO	10335 N. ARCHIE, FRESNO CA 93720
Andriana D Majarian	director	7100 N. FINANCIAL DRIVE, SUITE 101, FRESNO CA 93720
Blaine Lauhon	officer: EXECUTIVE VICE PRESIDENT	7100 N. FINANCIAL DRIVE, SUITE 101, FRESNO CA 93720
Patrick A Luis	officer: EXECUTIVE VICE PRESIDENT	7100 N. FINANCIAL DRIVE, SUITE 101, FRESNO CA 93720
Louis C Mcmurray	director, 10 percent owner	2520 NORTH ARGYLE, FRESNO CA 93727
Daniel N Cunningham	director	7100 N. FINANCIAL DRIVE, SUITE 101, FRESNO CA 93720
Anthony Kenneth Ramos	officer: EXECUTIVE VICE PRESIDENT	7100 N. FINANCIAL DRIVE, SUITE 101, FRESNO CA 93720
Teresa Gilio	officer: EXECUTIVE VICE PRESIDENT	7100 N. FINANCIAL DRIVE, SUITE 101, FRESNO CA 93720
Dawn P Crusinberry	officer: EXECUTIVE VICE PRESIDENT	7100 N. FINANCIAL DRIVE, SUITE 101, FRESNO CA 93720
David A Kinross	officer: Executive Vice President	600 POLLASKY AVENUE, CLOVIS CA 93612
Robert J Flautt	director	905 SUTTER ST #100, FOLSOM CA 95630