Texas Capital Bancshares (Texas Capital Bancshares) Debt-to-Equity

: 0.51 (As of Mar. 2024)

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Texas Capital Bancshares's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2024 was $750 Mil. Texas Capital Bancshares's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2024 was $860 Mil. Texas Capital Bancshares's Total Stockholders Equity for the quarter that ended in Mar. 2024 was $3,171 Mil. Texas Capital Bancshares's debt to equity for the quarter that ended in Mar. 2024 was 0.51.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Texas Capital Bancshares's Debt-to-Equity or its related term are showing as below:

TCBI' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.51 Med: 1.08 Max: 1.89
Current: 0.51

During the past 13 years, the highest Debt-to-Equity Ratio of Texas Capital Bancshares was 1.89. The lowest was 0.51. And the median was 1.08.

TCBI's Debt-to-Equity is ranked better than
60.19% of 1394 companies
in the Banks industry
Industry Median: 0.7 vs TCBI: 0.51

Texas Capital Bancshares Debt-to-Equity Historical Data

The historical data trend for Texas Capital Bancshares's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Texas Capital Bancshares Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Debt-to-Equity

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1.00

1.18

0.98

0.70

0.74

Texas Capital Bancshares Quarterly Data
	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24
Debt-to-Equity	Get a 7-Day Free Trial															0.98	0.72	0.73	0.74	0.51

Competitive Comparison

For the Banks - Regional subindustry, Texas Capital Bancshares's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Texas Capital Bancshares Debt-to-Equity Distribution

For the Banks industry and Financial Services sector, Texas Capital Bancshares's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Texas Capital Bancshares's Debt-to-Equity falls into.

Texas Capital Bancshares Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Texas Capital Bancshares's Debt to Equity Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(1500	+	859.147)	/	3199.142
	=	0.74

Texas Capital Bancshares's Debt to Equity Ratio for the quarter that ended in Mar. 2024 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(750	+	859.823)	/	3170.662
	=	0.51

Texas Capital Bancshares (NAS:TCBI) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Texas Capital Bancshares Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of Texas Capital Bancshares's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.

Texas Capital Bancshares (Texas Capital Bancshares) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Texas Capital Bancshares Inc (NAS:TCBI) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

TCBIO.PFD:USA TCA:Germany

Address

2000 McKinney Avenue, Suite 700, Dallas, TX, USA, 75201

Website

https://www.texascapitalbank.com

Texas Capital Bancshares Inc is a secured lender, with the majority of the loans held for investment, excluding mortgage finance loans and other national lines of business. The company's national lines of business provide specialized lending products to businesses throughout the United States. The bank operates in Texas' main metropolitan areas, like Austin, Dallas, Fort Worth, Houston, and San Antonio.

Executives

Robert W Stallings	director	5242 BUENA VISTA DRIVE, FRISCO TX 75034
Laura L Whitley	director	2000 MCKINNEY AVE SUITE 700, DALLAS TX 75201
John W Cummings	officer: Chief Administrative Officer	2000 MCKINNEY AVE SUITE 700, DALLAS TX 75201
Thomas E Long	director	370 17TH STREET, SUITE 2775, DENVER CO 80202
Timothy J Storms	officer: Chief Risk Officer	2000 MCKINNEY AVE, STE 700, DALLAS TX 75201
Elysia Holt Ragusa	director	901 S. CENTRAL EXPRESSWAY, RICHARDSON TX 75080
John Matthew Scurlock	officer: Chief Financial Officer	2000 MCKINNEY AVE SUITE 700, DALLAS TX 75201
Paola M Arbour	director	14201 DALLAS PARKWAY, DALLAS TX 75254
Charles S Hyle	director	191C MAIN STREET, NEW CANAAN CT 06840
James H Browning	director	3760 JARDIN, HOUSTON TX 77005
Julie L Anderson	officer: Chief Accounting Officer	2000 MCKINNEY AVE STE 700, DALLAS TX 75201
David S. Huntley	director	208 S. AKARD, ROOM 2900;07, DALLAS TX 75202
Larry L Helm	director	1000 LOUISIANA, SUITE 5600, HOUSTON TX 77002
Anna M Alvarado	officer: Chief Legal Officer	1600 WEST 7TH STREET, FORT WORTH TX 76102
Rob C Holmes	officer: President and CEO	2000 MCKINNEY AVE, STE 700, DALLAS TX 75201