Customers Bancorp (Customers Bancorp) Debt-to-Equity

: 0.92 (As of Dec. 2023)

View and export this data going back to 2016. Start your Free Trial

Customers Bancorp's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $3.21 Mil. Customers Bancorp's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $1,506.07 Mil. Customers Bancorp's Total Stockholders Equity for the quarter that ended in Dec. 2023 was $1,638.39 Mil. Customers Bancorp's debt to equity for the quarter that ended in Dec. 2023 was 0.92.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Customers Bancorp's Debt-to-Equity or its related term are showing as below:

CUBIpF.PFD' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.79 Med: 1.17 Max: 4.1
Current: 0.92

During the past 13 years, the highest Debt-to-Equity Ratio of Customers Bancorp was 4.10. The lowest was 0.79. And the median was 1.17.

CUBIpF.PFD's Debt-to-Equity is ranked worse than
60.59% of 1398 companies
in the Banks industry
Industry Median: 0.7 vs CUBIpF.PFD: 0.92

Customers Bancorp Debt-to-Equity Historical Data

The historical data trend for Customers Bancorp's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Customers Bancorp Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Debt-to-Equity

1.10

1.03

0.81

0.79

0.92

Customers Bancorp Quarterly Data
	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23
Debt-to-Equity																0.79	1.66	1.61	1.18	0.92

Competitive Comparison

For the Banks - Regional subindustry, Customers Bancorp's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Customers Bancorp Debt-to-Equity Distribution

For the Banks industry and Financial Services sector, Customers Bancorp's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Customers Bancorp's Debt-to-Equity falls into.

Customers Bancorp Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Customers Bancorp's Debt to Equity Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(3.207	+	1506.07)	/	1638.394
	=	0.92

Customers Bancorp's Debt to Equity Ratio for the quarter that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(3.207	+	1506.07)	/	1638.394
	=	0.92

Customers Bancorp (NYSE:CUBIpF.PFD) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Customers Bancorp Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of Customers Bancorp's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.

Customers Bancorp (Customers Bancorp) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Customers Bancorp Inc (NYSE:CUBIpF.PFD) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

CUBIpE.PFD:USA CUBI:USA

Address

701 Reading Avenue, West Reading, PA, USA, 19611

Website

https://www.customersbank.com

Customers Bancorp Inc is a bank holding company engaged in banking activities. It provides financial products and services to small and middle-market businesses, not-for-profits, and consumers. The company operates in Lending Activities, Commercial Lending, Consumer Lending, Private Banking, Deposit Products, Other Funding Sources, and Financial Products and Services. The majority of revenue is derived from commercial lending.