Fiserv (Fiserv) Debt-to-Equity

: 0.78 (As of Dec. 2023)

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Fiserv's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $873 Mil. Fiserv's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $22,363 Mil. Fiserv's Total Stockholders Equity for the quarter that ended in Dec. 2023 was $29,857 Mil. Fiserv's debt to equity for the quarter that ended in Dec. 2023 was 0.78.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Fiserv's Debt-to-Equity or its related term are showing as below:

FI' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.64 Med: 0.96 Max: 2.6
Current: 0.78

During the past 13 years, the highest Debt-to-Equity Ratio of Fiserv was 2.60. The lowest was 0.64. And the median was 0.96.

FI's Debt-to-Equity is ranked worse than
80.59% of 2221 companies
in the Software industry
Industry Median: 0.21 vs FI: 0.78

Fiserv Debt-to-Equity Historical Data

The historical data trend for Fiserv's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Fiserv Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Debt-to-Equity

0.66

0.64

0.69

0.70

0.78

Fiserv Quarterly Data
	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23
Debt-to-Equity																0.70	0.75	0.78	0.79	0.78

Competitive Comparison

For the Information Technology Services subindustry, Fiserv's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Fiserv Debt-to-Equity Distribution

For the Software industry and Technology sector, Fiserv's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Fiserv's Debt-to-Equity falls into.

Fiserv Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Fiserv's Debt to Equity Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(873	+	22363)	/	29857
	=	0.78

Fiserv's Debt to Equity Ratio for the quarter that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(873	+	22363)	/	29857
	=	0.78

Fiserv (NYSE:FI) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Fiserv Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of Fiserv's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.

Fiserv (Fiserv) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Technology » Software » Fiserv Inc (NYSE:FI) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

FISV:Mexico FIV:Germany FIV:Germany FIV:Germany F1IS34:Brazil FISV:Austria

Address

255 Fiserv Drive, Brookfield, WI, USA, 53045

Website

https://www.fiserv.com

Fiserv is a leading provider of core processing and complementary services, such as electronic funds transfer, payment processing, and loan processing, for U.S. banks and credit unions, with a focus on small and midsize banks. Through the merger with First Data in 2019, Fiserv also provides payment processing services for merchants. About 10% of the company's revenue is generated internationally.

Executives

Suzan Kereere	officer: EVP, Head of GBS	255 FISERV DRIVE, BROOKFIELD WI 53045
Robert W. Hau	officer: Chief Financial Officer	255 FISERV DRIVE, BROOKFIELD WI 53045
Christopher M Foskett	officer: EVP, Global Sales	C/O VERISK ANALYTICS, INC., 545 WASHINGTON BOULEVARD, JERSEY CITY NJ 07310-1686
Guy Chiarello	officer: Chief Administrative Officer	225 LIBERTY STREET, 29TH FLOOR, NEW YORK NY 10281
Kenneth Best	officer: Chief Accounting Officer	255 FISERV DRIVE, BROOKFIELD WI 53045
Charlotte Yarkoni	director	255 FISERV DRIVE, BROOKFIELD WI 53045
Valueact Capital Master Fund, L.p.	director, other: See Remarks	ONE LETTERMAN DRIVE, BUILDING D, 4TH FLOOR, SAN FRANCISCO CA 94129
Harry Disimone	director	18 HICKORY DRIVE, OLD BROOKVILLE NY 11545
Valueact Capital Management, Llc	director, other: See Remarks	ONE LETTERMAN DRIVE, BUILDING D, 4TH FLOOR, SAN FRANCISCO CA 94129
Valueact Holdings Ii, L.p.	director, other: See Remarks	ONE LETTERMAN DRIVE, BUILDING D, FOURTH FLOOR, SAN FRANCISCO CA 94129
Valueact Capital Management, L.p.	director, other: See Remarks	ONE LETTERMAN DRIVE, BUILDING D, 4TH FLOOR, SAN FRANCISCO CA 94129
Va Partners I, Llc	director, other: See Remarks	ONE LETTERMAN DRIVE, BUILDING D, 4TH FLOOR, SAN FRANCISCO CA 94129
Valueact Holdings Gp, Llc	director, other: See Remarks	ONE LETTERMAN DRIVE, BUILDING D, 4TH FLOOR, SAN FRANCISCO CA 94129
Valueact Holdings, L.p.	director, other: See Remarks	ONE LETTERMAN DRIVE, BUILDING D, 4TH FLOOR, SAN FRANCISCO CA 94129
Dylan G. Haggart	director	ONE LETTERMAN DRIVE, BUILDING D, FOURTH FLOOR, SAN FRANCISCO CA 94129