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F N B (FNB) Debt-to-Equity

: 0.66 (As of Dec. 2023)
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F N B's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $1,900 Mil. F N B's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $2,084 Mil. F N B's Total Stockholders Equity for the quarter that ended in Dec. 2023 was $6,050 Mil. F N B's debt to equity for the quarter that ended in Dec. 2023 was 0.66.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for F N B's Debt-to-Equity or its related term are showing as below:

FNB' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.36   Med: 0.66   Max: 0.89
Current: 0.66

During the past 13 years, the highest Debt-to-Equity Ratio of F N B was 0.89. The lowest was 0.36. And the median was 0.66.

FNB's Debt-to-Equity is ranked better than
52.07% of 1398 companies
in the Banks industry
Industry Median: 0.7 vs FNB: 0.66

F N B Debt-to-Equity Historical Data

The historical data trend for F N B's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

F N B Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Debt-to-Equity
Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.76 0.50 0.36 0.38 0.66

F N B Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Debt-to-Equity Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.38 0.52 0.70 0.64 0.66

Competitive Comparison

For the Banks - Regional subindustry, F N B's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


F N B Debt-to-Equity Distribution

For the Banks industry and Financial Services sector, F N B's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where F N B's Debt-to-Equity falls into.



F N B Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

F N B's Debt to Equity Ratio for the fiscal year that ended in Dec. 2023 is calculated as

F N B's Debt to Equity Ratio for the quarter that ended in Dec. 2023 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


F N B  (NYSE:FNB) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


F N B Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of F N B's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.


F N B (FNB) Business Description

Traded in Other Exchanges
Address
12 Federal Street, One North Shore Center, Pittsburgh, PA, USA, 15212
F N B Corp has three reportable business segments: Community Banking, Wealth Management & Insurance. The majority of revenue is from the Community banking segment. It offers commercial & consumer banking services. Commercial banking solutions include corporate banking, small business banking, investment real estate financing, business credit, capital markets & lease financing. Consumer banking products & services include deposit products, mortgage lending, & consumer lending & a complete suite of mobile & online banking services. The group have Banking branches in Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, Washington, D.C. & Virginia. A majority of FNB's loan portfolio is in commercial real estate, while the majority of its revenue is net interest income.
Executives
William B Campbell director R.D. #2, 45 ROMAIN ROAD, PULASKI PA 16143
Pamela A Bena director 105 PARK AVE, VENETIA PA 15367
David J Malone director 5004 MCKNIGHT ROAD, PITTSBURGH PA 15237
James Orie officer: Chief Legal Officer, other: Corporate Secretary
Bryant Mitchell officer: Chief Wholesale Banking Office 12 FEDERAL STREET, PITTSBURGH PA 15212
Vincent J Calabrese officer: Chief Financial Officer C/O PEOPLE'S BANK, 850 MAIN STREET, BRIDGEPORT CT 06604
James L Dutey officer: Corporate Controller 100 7TH STREET, APT. 1507, PITTSBURGH PA 15222
Barry C Robinson officer: Chief Consumer Banking Officer 8285 WEMBLEY COURT, CHAGRIN FALLS OH 44023
Gary L Guerrieri officer: Chief Credit Officer 163 DODD DR, WASHINGTON PA 15301-9528
William J Strimbu director C/O FNB CORP, 2150 GOODLETTE RD. N., NAPLES FL 34102
Robert M Moorehead officer: Chief WholesaleBanking Officer 3323 SCATHELOCKE ROAD, PITTSBURGH PA 15235
Frank C Mencini director 21574 AWBREY PLACE, BROADLANDS VA 20148
Heidi A Nicholas director 210 WEST HAMILTON AVE, #360, STATE COLLEGE PA 16801
David L Motley director 517 AVONWORTH HEIGHTS DRIVE, PITTSBURGH PA 151237
John S Stanik director