BPER Banca SpA (WBO:BPE) Debt-to-Equity : 1.92 (As of Dec. 2023)

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What is BPER Banca SpA Debt-to-Equity?

BPER Banca SpA's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was €0 Mil. BPER Banca SpA's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was €17,964 Mil. BPER Banca SpA's Total Stockholders Equity for the quarter that ended in Dec. 2023 was €9,366 Mil. BPER Banca SpA's debt to equity for the quarter that ended in Dec. 2023 was 1.92.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for BPER Banca SpA's Debt-to-Equity or its related term are showing as below:

WBO:BPE' s Debt-to-Equity Range Over the Past 10 Years
Min: 1.1 Med: 1.86 Max: 2.99
Current: 1.92

During the past 13 years, the highest Debt-to-Equity Ratio of BPER Banca SpA was 2.99. The lowest was 1.10. And the median was 1.86.

WBO:BPE's Debt-to-Equity is ranked worse than
82.42% of 1394 companies
in the Banks industry
Industry Median: 0.695 vs WBO:BPE: 1.92

BPER Banca SpA Debt-to-Equity Historical Data

The historical data trend for BPER Banca SpA's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

BPER Banca SpA Debt-to-Equity Chart

BPER Banca SpA Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Debt-to-Equity

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1.65

1.16

1.10

1.26

1.92

BPER Banca SpA Quarterly Data
	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23
Debt-to-Equity	Get a 7-Day Free Trial															1.26	1.20	1.57	1.84	1.92

Competitive Comparison of BPER Banca SpA's Debt-to-Equity

For the Banks - Regional subindustry, BPER Banca SpA's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

BPER Banca SpA's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, BPER Banca SpA's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where BPER Banca SpA's Debt-to-Equity falls into.

BPER Banca SpA Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

BPER Banca SpA's Debt to Equity Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	17964.077)	/	9366.149
	=	1.92

BPER Banca SpA's Debt to Equity Ratio for the quarter that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	17964.077)	/	9366.149
	=	1.92

BPER Banca SpA (WBO:BPE) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

BPER Banca SpA Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of BPER Banca SpA's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.

BPER Banca SpA (WBO:BPE) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » BPER Banca SpA (WBO:BPE) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

BPXXY:USA BPE:Italy BPEm:UK 0MU6:UK 4BE:Germany

Address

Via San Carlo 8/20, Modena, ITA, 41121

Website

http://www.bper.it

BPER Banca SpA is a banking group consisting of four Italian regional commercial banks that merged on the initiative of BPER Banca. The banks are involved in a number of market segments, including retail banking, corporate and investment banking, and wealth management and insurance. In addition to the banks, the Group includes product companies, including asset management, personal loans, leasing, and factoring operations, and special purpose vehicles. Its strategy emphasizes customer service and cooperative banking. BPER group's customer base overwhelming derives from retail banking, mostly from individuals with some business deposits. Its loan base, however, is principally the group's corporate customers.

BPER Banca SpA (WBO:BPE) Headlines

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