LOB (Live Oak Bancshares) Debt-to-Revenue : 0.23 (As of Sep. 2024)

View and export this data going back to 2015. Start your Free Trial

What is Live Oak Bancshares Debt-to-Revenue?

Debt-to-Revenue measures a company's ability to pay off its debt.

Live Oak Bancshares's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2024 was $0.0 Mil. Live Oak Bancshares's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2024 was $115.4 Mil. Live Oak Bancshares's annualized Revenue for the quarter that ended in Sep. 2024 was $505.4 Mil. Live Oak Bancshares's annualized Debt-to-Revenue for the quarter that ended in Sep. 2024 was 0.23.

Live Oak Bancshares Debt-to-Revenue Historical Data

The historical data trend for Live Oak Bancshares's Debt-to-Revenue can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Live Oak Bancshares Debt-to-Revenue Chart

Live Oak Bancshares Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Debt-to-Revenue

Get a 7-Day Free Trial

5.42

0.72

0.21

0.05

Live Oak Bancshares Quarterly Data
	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24
Debt-to-Revenue	Get a 7-Day Free Trial															0.05	0.06	0.25	0.24	0.23

Competitive Comparison of Live Oak Bancshares's Debt-to-Revenue

For the Banks - Regional subindustry, Live Oak Bancshares's Debt-to-Revenue, along with its competitors' market caps and Debt-to-Revenue data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Live Oak Bancshares's Debt-to-Revenue Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Live Oak Bancshares's Debt-to-Revenue distribution charts can be found below:

* The bar in red indicates where Live Oak Bancshares's Debt-to-Revenue falls into.

Live Oak Bancshares Debt-to-Revenue Calculation

Debt-to-Revenue measures a company's ability to pay off its debt.

Live Oak Bancshares's Debt-to-Revenue for the fiscal year that ended in Dec. 2023 is calculated as

Debt-to-Revenue	=	Total Debt			/	Revenue
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Revenue
	=	(0	+	23.354)	/	433.584
	=	0.05

Live Oak Bancshares's annualized Debt-to-Revenue for the quarter that ended in Sep. 2024 is calculated as

Debt-to-Revenue	=	Total Debt			/	Revenue
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Revenue
	=	(0	+	115.371)	/	505.352
	=	0.23

In the calculation of annual Debt-to-Revenue, the Revenue of the last fiscal year is used. In calculating the annualized quarterly data, the Revenue data used here is four times the quarterly (Sep. 2024) Revenue data.

Live Oak Bancshares Debt-to-Revenue Related Terms

Thank you for viewing the detailed overview of Live Oak Bancshares's Debt-to-Revenue provided by GuruFocus.com. Please click on the following links to see related term pages.

Live Oak Bancshares Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Live Oak Bancshares Inc (NYSE:LOB) » Definitions » Debt-to-Revenue

Comparable Companies

Traded in Other Exchanges

N/A

Address

1741 Tiburon Drive, Wilmington, NC, USA, 28403

Website

https://www.liveoakbank.com

Live Oak Bancshares Inc operates as the bank holding company for the Live Oak Banking Company. The company specializes in lending and deposit-related services to small businesses nationwide. The company identifies and extends lending to credit-worthy borrowers both within specific industries, also called verticals, through expertise within those industries, and more broadly to select borrowers outside of those industries. A portion of the loans originated by the Bank are partially guaranteed by the Small Business Administration under the 7(a) Loan Program and the U.S. Department of Agriculture Rural Energy for America Program, Water and Environmental Program, Business and Industry and Community Facilities loan programs.

Executives

John W. Sutherland	officer: Chief Accounting Officer	1741 TIBURON DRIVE, WILMINGTON NC 28403
Gregory W Seward	officer: General Counsel	1741 TIBURON DRIVE, WILMINGTON NC 28403
William Henderson Cameron	director	POST OFFICE BOX 3649, WILMINGTON NC 28406
Tonya Williams Bradford	director	C/O LIVE OAK BANCSHARES, INC., 1741 TIBURON DRIVE, WILMINGTON NC 28403
Micah S Davis	officer: Chief Marketing & Comm Officer	1741 TIBURON DRIVE, WILMINGTON NC 28403
Miltom Emmett Petty	director	1741 TIBURON DRIVE, WILMINTON NC 28403
Steve Smits	officer: Chief Credit Officer	1741 TIBURON DRIVE, WILMINGTON NC 28403
Renato Derraik	officer: Chief Info. & Digital Officer	C/O LIVE OAK BANCSHARES, INC., 1741 TIBURON DRIVE, WILMINGTON NC 28403
David G Lucht	director	II CASCADE PLAZA, AKRON OH 44308
Yousef A. Valine	director	165 MADISON AVENUE, MEMPHIS TN 38103
Diane Beth Glossman	director	2820 RIVER ROAD, NEW HOPE PA 18938
Casey S Crawford	director	1741 TIBURON DRIVE, WILMINGTON NC 28403
Stephanie Mann	officer: Chief Strategy Officer	1741 TIBURON DRIVE, WILMINGTON NC 28403
Spencer Courtney	officer: Chief Experience Officer	1741 TIBURON DRIVE, WILMINGTON NC 28403
Losch William C Iii	officer: Chief Financial Officer	165 MADISON AVENUE, MEMPHIS TN 38103