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eHealth (eHealth) Debt-to-EBITDA

: 0.35 (As of Dec. 2023)
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Debt-to-EBITDA measures a company's ability to pay off its debt.

eHealth's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $7.1 Mil. eHealth's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was $96.1 Mil. eHealth's annualized EBITDA for the quarter that ended in Dec. 2023 was $294.4 Mil. eHealth's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2023 was 0.35.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for eHealth's Debt-to-EBITDA or its related term are showing as below:

EHTH' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -1.38   Med: 0.28   Max: 349.69
Current: 349.69

During the past 13 years, the highest Debt-to-EBITDA Ratio of eHealth was 349.69. The lowest was -1.38. And the median was 0.28.

EHTH's Debt-to-EBITDA is ranked worse than
100% of 291 companies
in the Insurance industry
Industry Median: 1.49 vs EHTH: 349.69

eHealth Debt-to-EBITDA Historical Data

The historical data trend for eHealth's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

eHealth Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.34 0.70 -0.39 -1.38 349.69

eHealth Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.91 -1.50 -1.24 -0.75 0.35

Competitive Comparison

For the Insurance Brokers subindustry, eHealth's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


eHealth Debt-to-EBITDA Distribution

For the Insurance industry and Financial Services sector, eHealth's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where eHealth's Debt-to-EBITDA falls into.



eHealth Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

eHealth's Debt-to-EBITDA for the fiscal year that ended in Dec. 2023 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(7.07 + 96.087) / 0.295
=349.68

eHealth's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2023 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(7.07 + 96.087) / 294.384
=0.35

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Dec. 2023) EBITDA data.


eHealth  (NAS:EHTH) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


eHealth Debt-to-EBITDA Related Terms

Thank you for viewing the detailed overview of eHealth's Debt-to-EBITDA provided by GuruFocus.com. Please click on the following links to see related term pages.


eHealth (eHealth) Business Description

Traded in Other Exchanges
Address
2625 Augustine Drive, Suite 150, Santa Clara, CA, USA, 95054
eHealth Inc offers a private health insurance exchange where individuals and small businesses can compare health insurance products from leading insurers. Users can purchase the insurance online. The exchange includes Medicare options, and seniors can enroll in those plans online or via phone. The company primarily generates revenue through commissions it receives from health insurance carriers. EHealth has relationships with the health insurance carriers in the United States and offers thousands of plans online. All of the company's revenue is from the United States.
Executives
Dale B Wolf director
Gavin G. Galimi officer: SVP, General Counsel & Secr. 2625 AUGUSTINE DRIVE, SECOND FLOOR, SANTA CLARA CA 95054
Soistman Francis S Jr director, officer: Chief Executive Officer 3721 RECPORT DRIVE, HARRISBURG PA 17106
John J Stelben officer: SVP, Chief Financial Officer 6705 ROCKLEDGE DR, SUITE 900, BETHESDA MD 21710
John Joseph Dolan officer: Chief Accounting Officer C/O EHEALTH, INC., 2625 AUGUSTINE DRIVE, SANTA CLARA CA 95054
Phillip A Morelock officer: Chief Digital Officer C/O EHEALTH, INC., 2625 AUGUSTINE DRIVE, SECOND FLOOR, SANTA CLARA CA 95054
Roman V Rariy officer: COO & Chief Transformation Off C/O EHEALTH, INC., 2625 AUGUSTINE DRIVE, SECOND FLOOR, SANTA CLARA CA 95054
Erin L Russell director 245 PARK AVENUE, 41ST FLOOR, NEW YORK NY 10167
Timothy C. Hannan officer: Chief Marketing Officer C/O EHEALTH INC., 440 EAST MIDDLEFIELD ROAD, MOUNTAIN VIEW CA 94043
A John Hass director ROSETTA STONE, 1621 NORTH KENT STREET, SUITE 1200, ARLINGTON VA 22209
Christine A Janofsky officer: SVP, Chief Financial Officer 150 N RADNOR CHESTER ROAD, RADNOR PA 19087
H.i.g. Middle Market Lbo Fund Iii, L.p. 10 percent owner 1450 BRICKELL AVENUE, 31ST FLOOR, MIAMI FL 33131
H.i.g. Middle Market Advisors Iii, Llc 10 percent owner C/O H.I.G. CAPITAL, LLC, 1450 BRICKELL AVENUE, 31ST FLOOR, MIAMI FL 33131
Echelon Health Spv, Lp 10 percent owner C/O H.I.G. CAPITAL, LLC, 1450 BRICKELL AVENUE, 31ST FLOOR, MIAMI FL 33131
Echelon Health Spv Gp, Llc 10 percent owner C/O H.I.G. CAPITAL, LLC, 1450 BRICKELL AVENUE, 31ST FLOOR, MIAMI FL 33131