Switch to:

Ally Financial E10

: $0.46 (As of Jun. 2020)
View and export this data going back to 2013. Start your Free Trial

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Ally Financial's adjusted earnings per share data for the three months ended in Jun. 2020 was $0.640. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $0.46 for the trailing ten years ended in Jun. 2020.

As of today (2020-10-21), Ally Financial's current stock price is $28.43. Ally Financial's E10 for the quarter that ended in Jun. 2020 was $0.46. Ally Financial's Shiller PE Ratio of today is 61.80.

During the past 11 years, the highest Shiller PE Ratio of Ally Financial was 76.40. The lowest was 22.94. And the median was 49.22.


Ally Financial E10 Historical Data

* All numbers are in millions except for per share data and ratio. All numbers are in their local exchange's currency.

* Premium members only.

Ally Financial Annual Data
Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19
E10 Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.43

Ally Financial Quarterly Data
Dec15 Mar16 Jun16 Sep16 Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20
E10 Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -8.00 0.43 0.51 0.46 0.00

Competitive Comparison
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap.


Ally Financial E10 Distribution

* The bar in red indicates where Ally Financial's E10 falls into.



Ally Financial E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Ally Financial's adjusted earnings per share data for the three months ended in Jun. 2020 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2020 (Change)*Current CPI (Jun. 2020)
=0.64/109.3175*109.3175
=0.640

Current CPI (Jun. 2020) = 109.3175.

Ally Financial Quarterly Data

per share eps CPI Adj_EPS
201009 -0.235 92.277 -0.279
201012 -3.735 92.914 -4.395
201103 -0.061 94.890 -0.071
201106 -0.187 95.319 -0.215
201109 -0.991 95.529 -1.134
201112 -0.984 95.632 -1.125
201203 0.265 97.075 0.298
201206 -2.661 96.661 -3.010
201209 0.445 97.595 0.499
201212 3.505 97.158 3.943
201303 2.160 98.107 2.407
201306 -2.730 98.557 -3.028
201309 -0.270 98.536 -0.300
201312 0.217 98.692 0.240
201403 0.330 100.023 0.361
201406 0.540 100.520 0.587
201409 0.740 100.176 0.808
201412 0.230 98.604 0.255
201503 1.060 99.824 1.161
201506 -2.220 100.691 -2.410
201509 0.470 100.346 0.512
201512 -1.970 99.957 -2.154
201603 0.490 100.947 0.531
201606 0.710 101.524 0.765
201609 0.430 101.988 0.461
201612 0.520 102.456 0.555
201703 0.460 103.167 0.487
201706 0.550 103.278 0.582
201709 0.630 104.070 0.662
201712 0.410 104.578 0.429
201803 0.570 105.708 0.589
201806 0.810 106.324 0.833
201809 0.880 106.695 0.902
201812 0.700 106.200 0.721
201903 0.920 107.818 0.933
201906 1.460 108.250 1.474
201909 0.970 108.577 0.977
201912 0.990 108.841 0.994
202003 -0.850 108.173 -0.859
202006 0.640 109.318 0.640

Add all the adjusted EPS together and divide 10 will get our e10.


Ally Financial  (NYSE:ALLY) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Ally Financial's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=28.43/0.46
=61.80

* All numbers are in millions except for per share data and ratio. All numbers are in their local exchange's currency.

During the past 11 years, the highest Shiller P/E Ratio of Ally Financial was 76.40. The lowest was 22.94. And the median was 49.22.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Ally Financial E10 Related Terms


Ally Financial E10 Headlines

No Headline

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)