What is Esquire Financial Holdings Efficiency Overhead Ratio %?
Efficiency Overhead Ratio % for banks is non-interest expenses divided by revenue. It helps show how well banks control their overhead expenses. A lower Efficiency Overhead Ratio suggests that the bank is operating better.
Esquire Financial Holdings's Efficiency Overhead Ratio % for the quarter that ended in Mar. 2025 was 49.60%
, which is higher than
47.50% for the pervious quarter ended in Dec. 2024.
Esquire Financial Holdings's Efficiency Overhead Ratio % for the annual that ended in Dec. 2024 was 48.74%
, which is higher than
46.79% for the pervious year ended in Dec. 2023.
The historical rank and industry rank for Esquire Financial Holdings's Efficiency Overhead Ratio % or its related term are showing as below:
ESQ's Efficiency Overhead Ratio % is not ranked *
in the Banks industry.
Industry Median: * Ranked among companies with meaningful Efficiency Overhead Ratio % only.
Esquire Financial Holdings Efficiency Overhead Ratio % Historical Data
The historical data trend for Esquire Financial Holdings's Efficiency Overhead Ratio % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Premium members only.
Esquire Financial Holdings Efficiency Overhead Ratio % Chart
Competitive Comparison of Esquire Financial Holdings's Efficiency Overhead Ratio %
For the Banks - Regional subindustry, Esquire Financial Holdings's Efficiency Overhead Ratio %, along with its competitors' market caps and Efficiency Overhead Ratio % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Esquire Financial Holdings (NAS:ESQ) Efficiency Overhead Ratio % Calculation
Efficiency Overhead Ratio % is calculated as
Efficiency Overhead Ratio %
=
Non-interest Expenses
/
Revenue
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Esquire Financial Holdings (NAS:ESQ) Efficiency Overhead Ratio % Explanation
Efficiency Overhead Ratio % is typically used to analyze how well a company uses its assets and liabilities. It typically calculates the turnover of receivables, the repayment of liabilities, etc. In the banking industry, Efficiency Overhead Ratio % specifically refers to non-interest expenses divided by revenue. This ratio shows how well banks control their overhead expenses and allows analysts to assess their performance.
An Efficiency Overhead Ratio lower than 50% is considered to be optimal. If the Efficiency Overhead Ratio decreases, it means the bank’s expenses are decreasing and revenues are increasing, suggesting the bank is operating better.
Esquire Financial Holdings Efficiency Overhead Ratio % Related Terms
Thank you for viewing the detailed overview of Esquire Financial Holdings's Efficiency Overhead Ratio % provided by GuruFocus.com. Please click on the following links to see related term pages.
Esquire Financial Holdings Inc is a financial holding company. Through its subsidiary, the company operates as a full-service commercial bank dedicated to serving the financial needs of the legal industry and small businesses nationally, as well as commercial and retail customers in the New York metropolitan area. The Bank offers tailored products and solutions to the legal community and their clients as well as dynamic and flexible payment processing solutions to small business owners. Banking products offered for businesses and consumers include checking, savings, money market, and time deposits; a wide range of commercial and consumer loans, as well as customary banking services. In addition, it operates a payment processing platform through third-party independent sales organizations.
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