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International Bancshares (International Bancshares) Equity-to-Asset

: 0.16 (As of Dec. 2023)
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Equity to Asset ratio is calculated as total stockholders equity divided by total asset. International Bancshares's Total Stockholders Equity for the quarter that ended in Dec. 2023 was $2,447.8 Mil. International Bancshares's Total Assets for the quarter that ended in Dec. 2023 was $15,066.2 Mil. Therefore, International Bancshares's Equity to Asset Ratio for the quarter that ended in Dec. 2023 was 0.16.

The historical rank and industry rank for International Bancshares's Equity-to-Asset or its related term are showing as below:

IBOC' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.13   Med: 0.15   Max: 0.18
Current: 0.16

During the past 13 years, the highest Equity to Asset Ratio of International Bancshares was 0.18. The lowest was 0.13. And the median was 0.15.

IBOC's Equity-to-Asset is ranked better than
89.53% of 1471 companies
in the Banks industry
Industry Median: 0.09 vs IBOC: 0.16

International Bancshares Equity-to-Asset Historical Data

The historical data trend for International Bancshares's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

International Bancshares Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Equity-to-Asset
Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.18 0.16 0.14 0.13 0.16

International Bancshares Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Equity-to-Asset Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.13 0.14 0.15 0.15 0.16

Competitive Comparison

For the Banks - Regional subindustry, International Bancshares's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


International Bancshares Equity-to-Asset Distribution

For the Banks industry and Financial Services sector, International Bancshares's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where International Bancshares's Equity-to-Asset falls into.



International Bancshares Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

International Bancshares's Equity to Asset Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Equity to Asset (A: Dec. 2023 )=Total Stockholders Equity/Total Assets
=2447.774/15066.189
=0.16

International Bancshares's Equity to Asset Ratio for the quarter that ended in Dec. 2023 is calculated as

Equity to Asset (Q: Dec. 2023 )=Total Stockholders Equity/Total Assets
=2447.774/15066.189
=0.16

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


International Bancshares  (NAS:IBOC) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


International Bancshares Equity-to-Asset Related Terms

Thank you for viewing the detailed overview of International Bancshares's Equity-to-Asset provided by GuruFocus.com. Please click on the following links to see related term pages.


International Bancshares (International Bancshares) Business Description

Traded in Other Exchanges
N/A
Address
1200 San Bernardo Avenue, Laredo, TX, USA, 78042 - 1359
International Bancshares Corp is a financial holding company with bank subsidiaries that provide commercial and retail banking services, primarily in Texas and Oklahoma. The subsidiaries gather funds from various sources and invest these funds to earn a return. Fund gathering primarily takes the form of accepting demand and time deposits. The bank subsidiaries have historically focused on providing commercial banking services to small and medium-size businesses. The subsidiaries have increasingly transitioned to also providing consumer and retail banking, including mortgage lending. The company's strategy emphasizes customer service and expense control. The company generates net revenue primarily through net interest income.
Executives
Sanchez Antonio R Jr director, 10 percent owner 1360 POST OAK BLVD, SUITE 2400, HOUSTON TX 77056
Diana G Zuniga director 1200 SAN BERNARDO, 1200 SAN BERNARDO AVE, LAREDO TX 78040
Dalia F Martinez officer: VICE PRESIDENT 1200 SAN BERNARDO, 1200 SAN BERNARDO AVE, LAREDO TX 78042
Rudolph Miles director 1200 SAN BERNARDO, LAREDO TX 78040
Anda Javier De director 1200 SAN BERNARDO, LAREDO TX 78040
Roberto R Resendez director 1200 SAN BERNARDO, LAREDO TX 78040
Judith I Wawroski officer: Treasurer/PAO 1200 SAN BERNARDO, LAREDO TX 78040
Julie L Tarvin officer: VICE PRESIDENT 1200 SAN BERNARDO, LAREDO TX 78040
R David Guerra director
Imelda Navarro director, officer: Executive Officer
Leonardo Salinas director PO BOX 1359, LAREDO TX 78040
Larry A Norton director 1200 SAN BERNARDO AVE., LAREDO TX 78040
Hastings Daniel B Jr director P O BOX 1359, LAREDO TX 78040
Dennis E Nixon director, officer: CEO P.O. BOX 1359, LAREDO TX 78040
Douglas B Howland director 1200 SAN BERNARDO AVE., LAREDO TX 78040

International Bancshares (International Bancshares) Headlines

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