Preferred Bank (Preferred Bank) Equity-to-Asset

: 0.10 (As of Sep. 2023)

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Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Preferred Bank's Total Stockholders Equity for the quarter that ended in Sep. 2023 was $670.5 Mil. Preferred Bank's Total Assets for the quarter that ended in Sep. 2023 was $6,632.5 Mil. Therefore, Preferred Bank's Equity to Asset Ratio for the quarter that ended in Sep. 2023 was 0.10.

The historical rank and industry rank for Preferred Bank's Equity-to-Asset or its related term are showing as below:

PFBC' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.09 Med: 0.1 Max: 0.12
Current: 0.1

During the past 13 years, the highest Equity to Asset Ratio of Preferred Bank was 0.12. The lowest was 0.09. And the median was 0.10.

PFBC's Equity-to-Asset is ranked better than
59.4% of 1468 companies
in the Banks industry
Industry Median: 0.09 vs PFBC: 0.10

Preferred Bank Equity-to-Asset Historical Data

The historical data trend for Preferred Bank's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Preferred Bank Annual Data

Trend

Dec13

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Equity-to-Asset

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0.10

Preferred Bank Quarterly Data
	Dec18	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23
Equity-to-Asset	Get a 7-Day Free Trial															0.09	0.10	0.10	0.10	0.10

Competitive Comparison

For the Banks - Regional subindustry, Preferred Bank's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Preferred Bank Equity-to-Asset Distribution

For the Banks industry and Financial Services sector, Preferred Bank's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Preferred Bank's Equity-to-Asset falls into.

Preferred Bank Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Preferred Bank's Equity to Asset Ratio for the fiscal year that ended in Dec. 2022 is calculated as

Equity to Asset (A: Dec. 2022 )	=	Total Stockholders Equity	/	Total Assets
	=	630.426	/	6425.358
	=	0.10

Preferred Bank's Equity to Asset Ratio for the quarter that ended in Sep. 2023 is calculated as

Equity to Asset (Q: Sep. 2023 )	=	Total Stockholders Equity	/	Total Assets
	=	670.508	/	6632.53
	=	0.10

Preferred Bank (NAS:PFBC) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.

Preferred Bank Equity-to-Asset Related Terms

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Preferred Bank (Preferred Bank) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Preferred Bank (NAS:PFBC) » Definitions » Equity-to-Asset

Comparable Companies

Traded in Other Exchanges

1IU:Germany

Address

601 South Figueroa Street, 48th Floor, Los Angeles, CA, USA, 90017

Website

https://www.preferredbank.com

Preferred Bank is a commercial bank located in California. Its products and services are divided into Personal Banking, Business Banking, and Commercial Banking which includes Checking accounts, Savings accounts, CDs, Loans and Credit, Electronic banking and Treasury Management. It provides personalized deposit services, real estate finance, commercial loans, and trade finance credit facilities to small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, professionals and high-net-worth individuals. The bank generates a majority of its revenue from Southern and Northern California and Flushing.