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Enova International (Enova International) EV-to-EBIT

: 20.17 (As of Today)
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EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Enova International's Enterprise Value is $4,585 Mil. Enova International's EBIT for the trailing twelve months (TTM) ended in Dec. 2023 was $227 Mil. Therefore, Enova International's EV-to-EBIT for today is 20.17.

The historical rank and industry rank for Enova International's EV-to-EBIT or its related term are showing as below:

ENVA' s EV-to-EBIT Range Over the Past 10 Years
Min: 4.01   Med: 12.62   Max: 35.73
Current: 20.17

During the past 13 years, the highest EV-to-EBIT of Enova International was 35.73. The lowest was 4.01. And the median was 12.62.

ENVA's EV-to-EBIT is ranked worse than
50.67% of 300 companies
in the Credit Services industry
Industry Median: 19.71 vs ENVA: 20.17

Joel Greenblatt calls the inversion of this ratio Earnings Yield (Joel Greenblatt) %. Enova International's Enterprise Value for the quarter that ended in Dec. 2023 was $4,527 Mil. Enova International's EBIT for the trailing twelve months (TTM) ended in Dec. 2023 was $227 Mil. Enova International's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Dec. 2023 was 5.02%.


Enova International EV-to-EBIT Historical Data

The historical data trend for Enova International's EV-to-EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Enova International Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
EV-to-EBIT
Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.34 5.92 7.90 12.64 19.91

Enova International Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
EV-to-EBIT Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.64 13.67 14.46 15.49 19.91

Competitive Comparison

For the Credit Services subindustry, Enova International's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Enova International EV-to-EBIT Distribution

For the Credit Services industry and Financial Services sector, Enova International's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Enova International's EV-to-EBIT falls into.



Enova International EV-to-EBIT Calculation

Enova International's EV-to-EBIT for today is calculated as:

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=4585.226/227.356
=20.17

Enova International's current Enterprise Value is $4,585 Mil.
Enova International's EBIT for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $227 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Enova International  (NYSE:ENVA) EV-to-EBIT Explanation

This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.

Joel Greenblatt calls the inversion of this ratio Earnings Yield (Joel Greenblatt) %.

Enova International's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Dec. 2023 is calculated as:

Earnings Yield (Joel Greenblatt) % (Q: Dec. 2023 ) =EBIT / Enterprise Value (Q: Dec. 2023 )
=227.356/4526.873648
=5.02 %

Enova International's Enterprise Value for the quarter that ended in Dec. 2023 was $4,527 Mil.
Enova International's EBIT for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $227 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Enova International EV-to-EBIT Related Terms

Thank you for viewing the detailed overview of Enova International's EV-to-EBIT provided by GuruFocus.com. Please click on the following links to see related term pages.


Enova International (Enova International) Business Description

Traded in Other Exchanges
Address
175 West Jackson Boulevard, Suite 1000, Chicago, IL, USA, 60604
Enova International Inc provides online financial services, including short-term consumer loans, line of credit accounts, and installment loans to customers mainly in the United States and the United Kingdom. Consumers apply for credit online, receive a decision almost immediately, and can receive funds within one day. Enova acts as either the lender or a third-party facilitator between borrowers and other lenders. The company earns revenue from interest income, finance charges, and other fees, including fees on the transactions between borrowers and third-party lenders. The majority of revenue comes from the United States. The company realizes similar amounts of revenue from each of its three different products: short-term loans, lines of credit, and installment loans.
Executives
Linda Johnson Rice director
Steven E Cunningham officer: Executive VP - CFO & Treasurer 2500 LAKE COOK ROAD, RIVERWOODS IL 60015
Ellen Carnahan director 222 WEST ADAMS ST, C/O WILLIAM BLAIR VENTURE MANAGEMENT CO, CHICAGO IL 60606-5307
Kirk Chartier officer: SVP - Chief Marketing Officer C/O OPTIONSXPRESS HOLDINGS, INC., 311 WEST MONROE; SUITE 1000, CHICAGO IL 60606
Sean Rahilly officer: VP - Chief Compliance Officer C/O ENOVA INTERNATIONAL, INC., 175 W. JACKSON BLVD., CHICAGO IL 60604
David Fisher director, officer: President - CEO 39 SOUTH LASALLE STREET, SUITE 220, CHICAGO IL 60605
James A Gray director 39 SOUTH LASALLE STREET SUITE 220, CHICAGO IL 60605
Gregg A. Kaplan director C/O ENOVA INTERNATIONAL, INC., 175 W. JACKSON BLVD., CHICAGO IL 60604
James Joseph Lee officer: Chief Accounting Officer C/O ENOVA INTERNATIONAL, INC., 175 W. JACKSON BLVD., SUITE 1000, CHICAGO IL 60604
William M Goodyear director NAVIGANT CONSULTING, INC, 615 N. WABASH AVENUE, CHICAGO IL 60611
Mark Mcgowan director C/O COMBIMATRIX CORPORATION, 6500 HARBOUR HEIGHTS PARKWAY, SUITE 303, MUKILTEO WA 98275
Gregory T Zeeman officer: SVP - Chief Operating Officer C/O HSBC NORTH AMERICA, 26525 N. RIVERWOODS BLVD., METTAWA IL 60045
Daniel R Feehan director CASH AMERICA INTL INC, 1600 W &TH ST, FORT WORTH TX 76102
Mark Tebbe director LANTE CORP, 161 NORTH CLARK STREET, SUITE 4900, CHICAGO IL 60601
John Higginson officer: VP - Chief Technology Officer C/O ENOVA INTERNATIONAL, INC., 175 W. JACKSON BLVD., CHICAGO IL 60604