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EFU Life Assurance (KAR:EFUL) EV-to-FCF : -0.97 (As of Jul. 19, 2025)


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What is EFU Life Assurance EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, EFU Life Assurance's Enterprise Value is ₨13,713 Mil. EFU Life Assurance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2025 was ₨-14,163 Mil. Therefore, EFU Life Assurance's EV-to-FCF for today is -0.97.

The historical rank and industry rank for EFU Life Assurance's EV-to-FCF or its related term are showing as below:

KAR:EFUL' s EV-to-FCF Range Over the Past 10 Years
Min: -32.45   Med: -0.75   Max: 9.09
Current: -1.01

During the past 13 years, the highest EV-to-FCF of EFU Life Assurance was 9.09. The lowest was -32.45. And the median was -0.75.

KAR:EFUL's EV-to-FCF is ranked worse than
100% of 402 companies
in the Insurance industry
Industry Median: 9.07 vs KAR:EFUL: -1.01

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2025-07-19), EFU Life Assurance's stock price is ₨162.00. EFU Life Assurance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2025 was ₨27.453. Therefore, EFU Life Assurance's PE Ratio (TTM) for today is 5.90.


EFU Life Assurance EV-to-FCF Historical Data

The historical data trend for EFU Life Assurance's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

EFU Life Assurance EV-to-FCF Chart

EFU Life Assurance Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.55 -5.88 2.40 -0.93 -0.82

EFU Life Assurance Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.08 -1.00 -0.89 -0.82 -0.90

Competitive Comparison of EFU Life Assurance's EV-to-FCF

For the Insurance - Diversified subindustry, EFU Life Assurance's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


EFU Life Assurance's EV-to-FCF Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, EFU Life Assurance's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where EFU Life Assurance's EV-to-FCF falls into.


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EFU Life Assurance EV-to-FCF Calculation

EFU Life Assurance's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=13713.080/-14162.992
=-0.97

EFU Life Assurance's current Enterprise Value is ₨13,713 Mil.
EFU Life Assurance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨-14,163 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


EFU Life Assurance  (KAR:EFUL) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

EFU Life Assurance's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=162.00/27.453
=5.90

EFU Life Assurance's share price for today is ₨162.00.
EFU Life Assurance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨27.453.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


EFU Life Assurance EV-to-FCF Related Terms

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EFU Life Assurance Business Description

Traded in Other Exchanges
N/A
Address
8th East Street, Plot No. 112, EFU Life House, Phase 1, DHA, Karachi, SD, PAK
EFU Life Assurance Ltd is engaged in providing insurance services. The company operates through various business segments namely investment linked business, conventional business, pension business, accident and health business, Family takaful investment linked business, and Family takaful protection business. It generates maximum revenue from the Investment Linked Business segment.

EFU Life Assurance Headlines

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