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Citizens & Northern (Citizens & Northern) EV-to-FCF : 13.65 (As of Apr. 24, 2024)


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What is Citizens & Northern EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Citizens & Northern's Enterprise Value is $427.0 Mil. Citizens & Northern's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2023 was $31.3 Mil. Therefore, Citizens & Northern's EV-to-FCF for today is 13.65.

The historical rank and industry rank for Citizens & Northern's EV-to-FCF or its related term are showing as below:

CZNC' s EV-to-FCF Range Over the Past 10 Years
Min: 5.89   Med: 13.76   Max: 25.1
Current: 13.66

During the past 13 years, the highest EV-to-FCF of Citizens & Northern was 25.10. The lowest was 5.89. And the median was 13.76.

CZNC's EV-to-FCF is ranked worse than
76.18% of 1125 companies
in the Banks industry
Industry Median: 5.59 vs CZNC: 13.66

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2024-04-24), Citizens & Northern's stock price is $17.85. Citizens & Northern's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2023 was $1.570. Therefore, Citizens & Northern's PE Ratio for today is 11.37.


Citizens & Northern EV-to-FCF Historical Data

The historical data trend for Citizens & Northern's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Citizens & Northern EV-to-FCF Chart

Citizens & Northern Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 25.28 14.00 11.60 15.28 15.84

Citizens & Northern Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.28 14.14 11.81 12.48 15.84

Competitive Comparison of Citizens & Northern's EV-to-FCF

For the Banks - Regional subindustry, Citizens & Northern's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citizens & Northern's EV-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Citizens & Northern's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Citizens & Northern's EV-to-FCF falls into.



Citizens & Northern EV-to-FCF Calculation

Citizens & Northern's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=427.004/31.283
=13.65

Citizens & Northern's current Enterprise Value is $427.0 Mil.
Citizens & Northern's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $31.3 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Citizens & Northern  (NAS:CZNC) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

Citizens & Northern's PE Ratio for today is calculated as:

PE Ratio=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=17.85/1.570
=11.37

Citizens & Northern's share price for today is $17.85.
Citizens & Northern's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.570.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Citizens & Northern EV-to-FCF Related Terms

Thank you for viewing the detailed overview of Citizens & Northern's EV-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Citizens & Northern (Citizens & Northern) Business Description

Traded in Other Exchanges
N/A
Address
90-92 Main Street, Wellsboro, PA, USA, 16901
Citizens & Northern Corp is a community bank operating through its subsidiaries. It provides banking services, including deposit and loan products for personal and commercial customers. The bank also maintains a trust division that provides a wide range of financial services, such as 401(k) plans, retirement planning, estate planning, estate settlements and asset management.
Executives
Frank G Pellegrino director 2050 POCO FARM ROAD, WILLIAMSPORT PA 17701
Robert G Loughery director 1128 SLOTTER ROAD, PERKASIE PA 18944
Katherine W Shattuck director 2548 LAKE ROAD, TOWANDA PA 18848
Tracy Ellen Watkins officer: EXEC. VP 1972 NORTH WILLIAMSON ROAD, COVINGTON PA 16917-9516
Bobbi J Kilmer director 555 COUNTRY VIEW DRIVE, TOWANDA PA 18848
Glenn Richard James officer: EVP Counsel, Corp Secretary 90-92 MAIN ST, WELLSBORO PA 16901
Timothy E Schoener director 821 HAWTHORNE AVE, WILLIAMSPORT PA 17701
Kelley A Cwiklinski officer: EVP Chief Comm Lending Officer 90-92 MAIN ST, WELLSBORO PA 16901
Leo F Lambert director PO BOX 345, DUSHORE PA 18614
Helen S Santiago director 263 BRIDGE STREET HILL RD, TOWANDA PA 18848
Terry L Lehman director 5066 NORTH SHERMAN STREET, MOUNT WOLF PA 17347
Matthew L Bower officer: EVP, Chief Wealth Mgmt Officer 90-92 MAIN ST, WELLSBORO PA 16901
Susan E Hartley director 1293 HOFFMAN HOLLOW RD, LOWMAN NY 14861
Stephen M Dorwart director 234 CEDAR ROAD, MULLICA HILL NJ 08062
Alexander Balagour officer: EVP- CHIEF INFORMATION OFFICER 45 TEAL DRIVE, LANGHORNE PA 19047

Citizens & Northern (Citizens & Northern) Headlines