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PGY (Pagaya Technologies) EV-to-FCF : 47.80 (As of Jul. 19, 2025)


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What is Pagaya Technologies EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Pagaya Technologies's Enterprise Value is $2,934 Mil. Pagaya Technologies's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2025 was $61 Mil. Therefore, Pagaya Technologies's EV-to-FCF for today is 47.80.

The historical rank and industry rank for Pagaya Technologies's EV-to-FCF or its related term are showing as below:

PGY' s EV-to-FCF Range Over the Past 10 Years
Min: -926   Med: -12.02   Max: 48.48
Current: 47.8

During the past 5 years, the highest EV-to-FCF of Pagaya Technologies was 48.48. The lowest was -926.00. And the median was -12.02.

PGY's EV-to-FCF is ranked worse than
70.55% of 1589 companies
in the Software industry
Industry Median: 20.67 vs PGY: 47.80

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2025-07-19), Pagaya Technologies's stock price is $31.12. Pagaya Technologies's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2025 was $-5.180. Therefore, Pagaya Technologies's PE Ratio (TTM) for today is At Loss.


Pagaya Technologies EV-to-FCF Historical Data

The historical data trend for Pagaya Technologies's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Pagaya Technologies EV-to-FCF Chart

Pagaya Technologies Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24
EV-to-FCF
- - -15.39 -127.88 29.72

Pagaya Technologies Quarterly Data
Dec20 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 36.95 27.91 39.38 29.72 22.29

Competitive Comparison of Pagaya Technologies's EV-to-FCF

For the Software - Infrastructure subindustry, Pagaya Technologies's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pagaya Technologies's EV-to-FCF Distribution in the Software Industry

For the Software industry and Technology sector, Pagaya Technologies's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Pagaya Technologies's EV-to-FCF falls into.


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Pagaya Technologies EV-to-FCF Calculation

Pagaya Technologies's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=2933.612/61.37
=47.80

Pagaya Technologies's current Enterprise Value is $2,934 Mil.
Pagaya Technologies's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $61 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Pagaya Technologies  (NAS:PGY) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Pagaya Technologies's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=31.12/-5.180
=At Loss

Pagaya Technologies's share price for today is $31.12.
Pagaya Technologies's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $-5.180.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Pagaya Technologies EV-to-FCF Related Terms

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Pagaya Technologies Business Description

Traded in Other Exchanges
N/A
Address
335 Madison Ave, 16th Floor, New York, NY, USA, 10017
Pagaya Technologies Ltd is a financial technology company working to reshape the lending marketplace by using machine learning, data analytics, and sophisticated AI-driven credit and analysis technology. It was built to provide a comprehensive solution to enable the credit industry to deliver customers a positive experience while simultaneously enhancing the broader credit ecosystem. Its proprietary API seamlessly integrates into its next-gen infrastructure network of partners to deliver a premium customer user experience and greater access to credit. The company generates majority of its revenue from United States.
Executives
Alison Davis director 255 FISERV DRIVE, BROOKFIELD WI 53045
Asheet Mehta director 90 PARK AVENUE, 20TH FLOOR, NEW YORK NY 10016
Vieira Cory officer: Chief Accounting Officer 90 PARK AVENUE, 20TH FLOOR, NEW YORK NY 10016
Nam Woo Kim officer: See Remarks 90 PARK AVENUE, NEW YORK NJ 10016
Avital Pardo director, officer: Chief Technology Officer AZRIELI SARONA BLDG, 54TH FLOOR, DERECH MENACHEM BEGIN 121, TEL-AVIV L3 000000
Tami Rosen director, officer: Chief Development Officer 90 PARK AVE, NEW YORK NY 10016
Evangelos Perros officer: Chief Financial Officer 90 PARK AVE., 20TH FLOOR, NEW YORK NY 10016
Nicole Torraco director 90 PARK AVE, 20TH FLOOR, NEW YORK NY 10016
Harvey Golub director
Avi Zeevi director C/O FTAC OLYMPUS ACQUISITION CORP., 2929 ARCH STREET, SUITE 1703, PHILADELPHIA PA 19104
Sanjiv Das officer: President 1601 UTICA AVENUE SOUTH, SUITE 900, ST. LOUIS PARK MN 55416
Yahav Yulzari director, officer: Chief Revenue Officer AZRIELI SARONA BLDG, 54TH FLOOR, DERECH MENACHEM BEGIN 121, TEL-AVIV L3 000000
Gal Krubiner director, officer: Chief Executive Officer AZRIELI SARONA BLDG, 54TH FLOOR, DERECH MENACHEM BEGIN 121, TEL-AVIV L3 000000
Dan Petrozzo director 35 BARRON HILL ROAD, EASTON PA 18042
Scott Bower officer: Deputy Chief Financial Officer 90 PARK AVENUE, 31ST FLOOR, NEW YORK NY 10016