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SBI Life Insurance Co (NSE:SBILIFE) Intrinsic Value: Projected FCF : ₹3,213.64 (As of Dec. 11, 2024)


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What is SBI Life Insurance Co Intrinsic Value: Projected FCF?

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2024-12-11), SBI Life Insurance Co's Intrinsic Value: Projected FCF is ₹3,213.64. The stock price of SBI Life Insurance Co is ₹1461.85. Therefore, SBI Life Insurance Co's Price-to-Intrinsic-Value-Projected-FCF of today is 0.5.

The historical rank and industry rank for SBI Life Insurance Co's Intrinsic Value: Projected FCF or its related term are showing as below:

NSE:SBILIFE' s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.4   Med: 5.46   Max: 12.38
Current: 0.45

During the past 12 years, the highest Price-to-Intrinsic-Value-Projected-FCF of SBI Life Insurance Co was 12.38. The lowest was 0.40. And the median was 5.46.

NSE:SBILIFE's Price-to-Projected-FCF is ranked better than
73.33% of 390 companies
in the Insurance industry
Industry Median: 0.725 vs NSE:SBILIFE: 0.45

SBI Life Insurance Co Intrinsic Value: Projected FCF Historical Data

The historical data trend for SBI Life Insurance Co's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

SBI Life Insurance Co Intrinsic Value: Projected FCF Chart

SBI Life Insurance Co Annual Data
Trend Mar15 Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,335.17 1,851.15 2,266.92 2,765.85 3,218.13

SBI Life Insurance Co Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - 3,218.13 - -

Competitive Comparison of SBI Life Insurance Co's Intrinsic Value: Projected FCF

For the Insurance - Life subindustry, SBI Life Insurance Co's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SBI Life Insurance Co's Price-to-Projected-FCF Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, SBI Life Insurance Co's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where SBI Life Insurance Co's Price-to-Projected-FCF falls into.



SBI Life Insurance Co Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get SBI Life Insurance Co's Free Cash Flow(6 year avg) = ₹208,578.85.

SBI Life Insurance Co's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Mar24)*0.8)/Shares Outstanding (Diluted Average)
=(14.862653310476*208578.848+149085.606*0.8)/1001.900
=3,213.20

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


SBI Life Insurance Co  (NSE:SBILIFE) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

SBI Life Insurance Co's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=1461.85/3213.1985133471
=0.45

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


SBI Life Insurance Co Intrinsic Value: Projected FCF Related Terms

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SBI Life Insurance Co Business Description

Traded in Other Exchanges
Address
M. V. Road and Western Express Highway Junction, Natraj, Andheri (East), Mumbai, MH, IND, 400069
SBI Life Insurance Co Ltd is a life insurance company in India. The company offers insurance products for individuals and groups including Poorna Suraksha, Sampoorn Cancer Suraksha, eShield, CapAssure Gold, and others. The company has many products catering to various customer needs in the life, health, pension, and micro-insurance segments. The company operates through the following segments; Participating, Non-Participating, and Linked segment. The company derives the majority of its revenue from the Non-Participating segment which includes endowment products, a variable insurance plan, an immediate annuity product, group protection products, and others.

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