What is Credit Acceptance Intrinsic Value: Projected FCF?
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
As of today (2024-04-24), Credit Acceptance's Intrinsic Value: Projected FCF is $1,237.19. The stock price of Credit Acceptance is $522.22. Therefore, Credit Acceptance's Price-to-Intrinsic-Value-Projected-FCF of today is 0.4.
The historical rank and industry rank for Credit Acceptance's Intrinsic Value: Projected FCF or its related term are showing as below:
CACC'
s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.42 Med: 0.77 Max: 0.88
Current: 0.42
During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Credit Acceptance was 0.88. The lowest was 0.42. And the median was 0.77.
CACC's Price-to-Projected-FCF is ranked better than 69.49% of 295
companies
in the Credit Services industry
Industry Median: 0.85
vs CACC: 0.42
Credit Acceptance Intrinsic Value: Projected FCF Historical Data
The historical data trend for Credit Acceptance's Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Competitive Comparison of Credit Acceptance's Intrinsic Value: Projected FCF
For the Credit Services subindustry, Credit Acceptance's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit Acceptance's Price-to-Projected-FCF Distribution in the Credit Services Industry
For the Credit Services industry and Financial Services sector, Credit Acceptance's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where Credit Acceptance's Price-to-Projected-FCF falls into.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
Credit Acceptance's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
522.22
/
1237.1931395389
=
0.42
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credit Acceptance Intrinsic Value: Projected FCF Related Terms
Thank you for viewing the detailed overview of Credit Acceptance's Intrinsic Value: Projected FCF provided by GuruFocus.com. Please click on the following links to see related term pages.
Credit Acceptance (Credit Acceptance) Business Description
Credit Acceptance Corp is a consumer finance company that specializes in automobile loans. These loans are offered through a U.S. nationwide network of automobile dealers that benefit from sales of vehicles to consumers who could otherwise not obtain financing. The company also benefits from repeat and referral sales, and from sales to customers responding to advertisements for financing, but qualify for traditional financing. The company derives its revenue from finance charges, premiums earned on the reinsurance of vehicle service contracts, and other fees. Of these, financing charges, including servicing fees, are by far the largest source of revenue.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
Portfolio Contest
CACC has been successfully added to your 