Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
As of today (2024-04-19), Citizens Holding Co's Intrinsic Value: Projected FCF is $25.03. The stock price of Citizens Holding Co is $7.89. Therefore, Citizens Holding Co's Price-to-Intrinsic-Value-Projected-FCF of today is 0.3.
The historical rank and industry rank for Citizens Holding Co's Intrinsic Value: Projected FCF or its related term are showing as below:
CIZN'
s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.31 Med: 0.64 Max: 0.76
Current: 0.32
During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Citizens Holding Co was 0.76. The lowest was 0.31. And the median was 0.64.
CIZN's Price-to-Projected-FCF is ranked better than 68.49% of 1222
companies
in the Banks industry
Industry Median: 0.43
vs CIZN: 0.32
Citizens Holding Co Intrinsic Value: Projected FCF Historical Data
The historical data trend for Citizens Holding Co's Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Citizens Holding Co's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Citizens Holding Co Price-to-Projected-FCF Distribution
For the Banks industry and Financial Services sector, Citizens Holding Co's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where Citizens Holding Co's Price-to-Projected-FCF falls into.
Citizens Holding Co Intrinsic Value: Projected FCF Calculation
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Citizens Holding Co (OTCPK:CIZN) Intrinsic Value: Projected FCF Explanation
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
Citizens Holding Co's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
7.89
/
25.034510323717
=
0.32
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Citizens Holding Co Intrinsic Value: Projected FCF Related Terms
Thank you for viewing the detailed overview of Citizens Holding Co's Intrinsic Value: Projected FCF provided by GuruFocus.com. Please click on the following links to see related term pages.
Citizens Holding Co (Citizens Holding Co) Business Description
Citizens Holding Co is a bank holding company. Through its subsidiary, it engages in various commercial and personal banking activities, such as accepting demand deposits, savings, and time deposit accounts, making secured and unsecured loans, issuing letters of credit, originating mortgage loans, and providing personal and corporate trust services. The firm also provides certain services that are closely related to commercial banking, such as credit life insurance and title insurance for its loan customers. It also involves providing lending activities which include commercial, real estate, installment, and credit card loans. Most of its revenues are derived from lending activities.
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