What is Community Bank System Intrinsic Value: Projected FCF?
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
As of today (2024-04-25), Community Bank System's Intrinsic Value: Projected FCF is $60.11. The stock price of Community Bank System is $44.38. Therefore, Community Bank System's Price-to-Intrinsic-Value-Projected-FCF of today is 0.7.
The historical rank and industry rank for Community Bank System's Intrinsic Value: Projected FCF or its related term are showing as below:
CBU'
s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.74 Med: 1.12 Max: 1.42
Current: 0.74
During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Community Bank System was 1.42. The lowest was 0.74. And the median was 1.12.
CBU's Price-to-Projected-FCF is ranked worse than 77.71% of 1216
companies
in the Banks industry
Industry Median: 0.44
vs CBU: 0.74
Community Bank System Intrinsic Value: Projected FCF Historical Data
The historical data trend for Community Bank System's Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
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Community Bank System Intrinsic Value: Projected FCF Chart
Competitive Comparison of Community Bank System's Intrinsic Value: Projected FCF
For the Banks - Regional subindustry, Community Bank System's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Community Bank System's Price-to-Projected-FCF Distribution in the Banks Industry
For the Banks industry and Financial Services sector, Community Bank System's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where Community Bank System's Price-to-Projected-FCF falls into.
Community Bank System Intrinsic Value: Projected FCF Calculation
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Community Bank System (NYSE:CBU) Intrinsic Value: Projected FCF Explanation
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
Community Bank System's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
44.38
/
58.304963545993
=
0.76
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Community Bank System Intrinsic Value: Projected FCF Related Terms
Thank you for viewing the detailed overview of Community Bank System's Intrinsic Value: Projected FCF provided by GuruFocus.com. Please click on the following links to see related term pages.
Community Bank System (Community Bank System) Business Description
Community Bank System Inc is a financial holding company. The company primarily operates through two wholly-owned subsidiaries: Community Bank, N.A. and Benefit Plans Administrative Services. Community Bank's business is operating a community bank providing a broad array of banking and financial services. These are offered chiefly to retail, commercial, and municipal customers in non-metropolitan markets, including small towns in upstate New York and Northeastern Pennsylvania. The company has historically relied on acquisitions to fuel growth, in addition to growing organically. A majority of its loan portfolio is tilted toward the consumer market on an installment, line of credit, or residential mortgage loan basis. The majority of the company's net revenue is net interest income.
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