What is Enova International Intrinsic Value: Projected FCF?
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
As of today (2024-04-25), Enova International's Intrinsic Value: Projected FCF is $398.40. The stock price of Enova International is $63.54. Therefore, Enova International's Price-to-Intrinsic-Value-Projected-FCF of today is 0.2.
The historical rank and industry rank for Enova International's Intrinsic Value: Projected FCF or its related term are showing as below:
ENVA'
s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.13 Med: 0.16 Max: 0.21
Current: 0.16
During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Enova International was 0.21. The lowest was 0.13. And the median was 0.16.
ENVA's Price-to-Projected-FCF is ranked better than 89.83% of 295
companies
in the Credit Services industry
Industry Median: 0.85
vs ENVA: 0.16
Enova International Intrinsic Value: Projected FCF Historical Data
The historical data trend for Enova International's Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Premium members only.
Enova International Intrinsic Value: Projected FCF Chart
Competitive Comparison of Enova International's Intrinsic Value: Projected FCF
For the Credit Services subindustry, Enova International's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Enova International's Price-to-Projected-FCF Distribution in the Credit Services Industry
For the Credit Services industry and Financial Services sector, Enova International's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where Enova International's Price-to-Projected-FCF falls into.
Enova International Intrinsic Value: Projected FCF Calculation
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enova International (NYSE:ENVA) Intrinsic Value: Projected FCF Explanation
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
Enova International's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
63.54
/
398.40398315464
=
0.16
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enova International Intrinsic Value: Projected FCF Related Terms
Thank you for viewing the detailed overview of Enova International's Intrinsic Value: Projected FCF provided by GuruFocus.com. Please click on the following links to see related term pages.
Enova International (Enova International) Business Description
Enova International Inc provides online financial services, including short-term consumer loans, line of credit accounts, and installment loans to customers mainly in the United States and the United Kingdom. Consumers apply for credit online, receive a decision almost immediately, and can receive funds within one day. Enova acts as either the lender or a third-party facilitator between borrowers and other lenders. The company earns revenue from interest income, finance charges, and other fees, including fees on the transactions between borrowers and third-party lenders. The majority of revenue comes from the United States. The company realizes similar amounts of revenue from each of its three different products: short-term loans, lines of credit, and installment loans.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
Portfolio Contest
ENVA has been successfully added to your 