GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Hills Bancorp (OTCPK:HBIA) » Definitions » Intrinsic Value: Projected FCF
中文

Hills Bancorp (Hills Bancorp) Intrinsic Value: Projected FCF : $99.23 (As of Apr. 25, 2024)


View and export this data going back to . Start your Free Trial

What is Hills Bancorp Intrinsic Value: Projected FCF?

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2024-04-25), Hills Bancorp's Intrinsic Value: Projected FCF is $99.23. The stock price of Hills Bancorp is $66.25. Therefore, Hills Bancorp's Price-to-Intrinsic-Value-Projected-FCF of today is 0.7.

The historical rank and industry rank for Hills Bancorp's Intrinsic Value: Projected FCF or its related term are showing as below:

HBIA' s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.67   Med: 0.78   Max: 0.85
Current: 0.67

During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Hills Bancorp was 0.85. The lowest was 0.67. And the median was 0.78.

HBIA's Price-to-Projected-FCF is ranked worse than
74.26% of 1216 companies
in the Banks industry
Industry Median: 0.44 vs HBIA: 0.67

Hills Bancorp Intrinsic Value: Projected FCF Historical Data

The historical data trend for Hills Bancorp's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Hills Bancorp Intrinsic Value: Projected FCF Chart

Hills Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 76.84 75.05 89.76 93.95 99.23

Hills Bancorp Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 93.95 96.37 94.75 96.86 99.23

Competitive Comparison of Hills Bancorp's Intrinsic Value: Projected FCF

For the Banks - Regional subindustry, Hills Bancorp's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hills Bancorp's Price-to-Projected-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Hills Bancorp's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where Hills Bancorp's Price-to-Projected-FCF falls into.



Hills Bancorp Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get Hills Bancorp's Free Cash Flow(6 year avg) = $46.60.

Hills Bancorp's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Dec23)*0.8)/Shares Outstanding (Diluted Average)
=(10.623553629896*46.59504+515.139*0.8)/9.142
=99.23

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Hills Bancorp  (OTCPK:HBIA) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

Hills Bancorp's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=66.25/99.22512648514
=0.67

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Hills Bancorp Intrinsic Value: Projected FCF Related Terms

Thank you for viewing the detailed overview of Hills Bancorp's Intrinsic Value: Projected FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Hills Bancorp (Hills Bancorp) Business Description

Industry
Traded in Other Exchanges
N/A
Address
131 E. Main Street, PO Box 160, Hills, IA, USA, 52235
Hills Bancorp is a holding company engaged in the business of commercial banking serving individuals, businesses, governmental units and institutional customers in the United States. It offers services including acceptance of demand, savings and time deposits, providing commercial, real estate, agricultural and consumer loans, maintaining night and safe deposit facilities, and performing collection, exchange, and other banking services. Also, it administers estates, personal trusts, and pension plans and provides farm management, investment advisory and custodial services for individuals, corporations, and nonprofit organizations. The company also provides mortgage loans and commercial and financial loans. Most of the company's revenue comes from interest income.
Executives
Anthony V Roetlin officer: SVP Chief Financial Officer 131 E. MAIN ST. PO BOX 160, HILLS IA 52235
Joseph Andrew Schueller officer: SVP, CFO, Treasurer 131 E. MAIN ST., HILLS IA 52235
Lisa A Shileny officer: Sr VP, Dr of Administration 131 E MAIN ST, P.O. BOX 160, HILLS IA 52235
Shari J Demaris officer: Treasurer 1560 MCKINLEY PL, IOWA CITY IA 52246
Steven R Ropp officer: SR VP, Director Comm'l Banking 131 MAIN STREET, PO BOX 160, HILLS IA 52235
James C Schmitt director 131 E MAIN STREET, PO BOX 160, HILLS IA 52235
Thomas R Wiele director 1306 217TH ST., NICHOLS IA 52766
Michael S Donovan director 131 MAIN STREET, HILLS IA 52235
John W Phelan director 131 MAIN STREET, HILLS IA 52235
Casey L Peck director 131 E MAIN STREET, PO BOX 160, HILLS IA 52235
Kirsten H Frey director 131 E MAIN STREET, PO BOX 160, HILLS IA 52235
Bradford C Zuber officer: SRVP, Director Trust Services 131 MAIN STREET, PO BOX 160, HILLS IA 52235
Michael Hodge director 15 LINDOER VALLEY CIRCLE, IOWA CITY IA 52240
Theodore H Pacha director PO BOX 1405, IOWA CITY IA 52240
James A Nowak director 131 MAIN STREET, HILLS IA 52235

Hills Bancorp (Hills Bancorp) Headlines

No Headlines