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NASB Financial (NASB Financial) Intrinsic Value: Projected FCF : $132.24 (As of Apr. 24, 2024)


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What is NASB Financial Intrinsic Value: Projected FCF?

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2024-04-24), NASB Financial's Intrinsic Value: Projected FCF is $132.24. The stock price of NASB Financial is $32.03. Therefore, NASB Financial's Price-to-Intrinsic-Value-Projected-FCF of today is 0.2.

The historical rank and industry rank for NASB Financial's Intrinsic Value: Projected FCF or its related term are showing as below:

NASB' s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.22   Med: 0.75   Max: 9.91
Current: 0.24

During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of NASB Financial was 9.91. The lowest was 0.22. And the median was 0.75.

NASB's Price-to-Projected-FCF is ranked better than
77.81% of 1217 companies
in the Banks industry
Industry Median: 0.44 vs NASB: 0.24

NASB Financial Intrinsic Value: Projected FCF Historical Data

The historical data trend for NASB Financial's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

NASB Financial Intrinsic Value: Projected FCF Chart

NASB Financial Annual Data
Trend Sep14 Sep15 Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.46 -28.96 -25.39 116.39 132.24

NASB Financial Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - 132.24 -

Competitive Comparison of NASB Financial's Intrinsic Value: Projected FCF

For the Banks - Regional subindustry, NASB Financial's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NASB Financial's Price-to-Projected-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, NASB Financial's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where NASB Financial's Price-to-Projected-FCF falls into.



NASB Financial Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get NASB Financial's Free Cash Flow(6 year avg) = $70.03.

NASB Financial's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Sep23)*0.8)/Shares Outstanding (Diluted Average)
=(9.5858149152102*70.027857142857+386.106*0.8)/7.412
=132.24

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


NASB Financial  (OTCPK:NASB) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

NASB Financial's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=32.03/132.23945999463
=0.24

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


NASB Financial Intrinsic Value: Projected FCF Related Terms

Thank you for viewing the detailed overview of NASB Financial's Intrinsic Value: Projected FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


NASB Financial (NASB Financial) Business Description

Traded in Other Exchanges
N/A
Address
12498 South 71 Highway, Grandview, MO, USA, 64030
NASB Financial Inc is a federally chartered stock savings bank, whose business is to attract deposits from the general public and to originate real estate loans, other loans, and short-term investments. It has a portfolio of mortgage loans that are secured by multifamily, construction, development, and commercial real estate properties. Its sources of income include interest on loans, interest on MBS, interest on investment securities, customer service fees, and mortgage banking fees.
Executives
Frederick V Arbanas director 3350 SOUTHWEST HOOK ROAD, LEE'S SUMMIT MO 64082
David H Hancock director, 10 percent owner, officer: Chairman and CEO 12498 S 71 HIGHWAY, GRANDVIEW MO 64030
Linda S Hancock director 5049 WORNALL RD 5EF, KANSAS CITY MO 64112
Wagers Thomas B Sr officer: Vice President 6444 SUMMIT STREET, KANSAS CITY MO 64113
John M Nesselrode officer: Vice President 22004 W 52ND, SHAWNEE KS 66226
Braman Michael P Jr officer: Vice President 14074 S BLACKFOOT COURT, OLATHE KS 66062
Dena K Sanders officer: Vice President 7401 WARD PARKWAY, KANSAS CITY MO 64114
Derek A Bridges officer: Vice President 3607 W 156TH TERRACE, OVERLAND PARK KS 66224
Barrett Brady director 411 W 46TH TERRACE, APT 503, KANSAS CITY MO 64112
Laura Brady director 4949 WORNALL ROAD #300, KANSAS CITY MO 64112
Michael G Anderson officer: Vice President 14321 MELROSE STREET, OVERLAND PARK KS 66221
Russell W Welsh director 644 N MEYER BLVD, KANSAS CITY MO 64113
Jim A Watson director, officer: Vice President 19 WEST 70TH STREET, KANSAS CITY MO 64113
Fletcher M Lamkin director 501 WESTMINSTER AVE., FULTON MO 65251
Wade M Hall officer: Vice President 14300 CONNELL ST, OVERLAND PARK KS 66021

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