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Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
As of today (2024-04-18), Western New England Bancorp's Intrinsic Value: Projected FCF is $22.18. The stock price of Western New England Bancorp is $6.451. Therefore, Western New England Bancorp's Price-to-Intrinsic-Value-Projected-FCF of today is 0.3.
The historical rank and industry rank for Western New England Bancorp's Intrinsic Value: Projected FCF or its related term are showing as below:
During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Western New England Bancorp was 1.07. The lowest was 0.29. And the median was 0.55.
The historical data trend for Western New England Bancorp's Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Western New England Bancorp's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
For the Banks industry and Financial Services sector, Western New England Bancorp's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where Western New England Bancorp's Price-to-Projected-FCF falls into.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)
In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):
Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)
Add all the Free Cash Flow together and divide 6 will get Western New England Bancorp's Free Cash Flow(6 year avg) = $21.97.
Western New England Bancorp's Intrinsic Value: Projected FCF for today is calculated as
Intrinsic Value: Projected FCF | = | (Growth Multiple | * | Free Cash Flow (6 year avg) | + | Total Stockholders Equity (Dec23) | * | 0.8) | / | Shares Outstanding (Diluted Average) |
= | (12.95911409947 | * | 21.97424 | + | 237.409 | * | 0.8) | / | 21.398 | |
= | 22.18 |
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Western New England Bancorp (NAS:WNEB) Intrinsic Value: Projected FCF Explanation
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
Western New England Bancorp's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF | = | Share Price | / | Intrinsic Value: Projected FCF |
= | 6.451 | / | 22.184030442525 | |
= | 0.29 |
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Thank you for viewing the detailed overview of Western New England Bancorp's Intrinsic Value: Projected FCF provided by GuruFocus.com. Please click on the following links to see related term pages.
Steven G. Richter | director | C/O WESTFIELD FINANCIAL, INC., 141 ELM STREET, WESTFIELD MA 01144 |
Miles Allen J Iii | officer: EVP & Senior Lender | C/O WESTFIELD FINANCIAL, INC., 141 ELM STREET, WESTFIELD MA 01085 |
Filipe B Goncalves | officer: SVP & Associate CCO | C/O WESTERN NEW ENGLAND BANCORP, INC., 141 ELM STREET, WESTFIELD MA 01085 |
Laura Benoit | director | C/O WESTFIELD FINANCIAL, INC., 141 ELM STREET, WESTFIELD MA 01085 |
John E Bonini | officer: SVP, General Counsel | C/O WESTERN NEW ENGLAND BANCORP, INC., 141 ELM STREET, WESTFIELD MA 01085 |
Kevin C O'connor | officer: EVP & Chief Banking Officer | C/O WESTFIELD FINANCIAL, INC., 141 ELM STREET, WESTFIELD MA 01085 |
Guida R Sajdak | officer: EVP & Chief Financial Officer | 70 CENTER STREET, CHICOPEE MA 01013 |
James C Hagan | director, officer: President and CEO | C/O WESTFIELD FINANCIAL INC, 141 ELM STREET, WESTFIELD MA 01085 |
Daniel A Marini | officer: SVP Retail Banking & Marketing | C/O WESTERN NEW ENGLAND BANCORP, INC., 141 ELM STREET, WESTFIELD MA 01085 |
Gorman Louis O Iii | officer: SVP & Chief Credit Officer | C/O WESTFIELD FINANCIAL, INC., 141 ELM STREET, WESTFIELD MA 01085 |
Philip R Smith | director | C/O WESTFIELD FINANCIAL, INC., 141 ELM STREET, WESTFIELD MA 01085 |
Darlene M Libiszewski | officer: SVP, Chief Information Officer | C/O WESTERN NEW ENGLAND BANCORP, INC., 141 ELM STREET, WESTFIELD MA 01085 |
Christine Phillips | officer: SVP, HR Director | C/O WESTERN NEW ENGLAND BANCORP, INC., 141 ELM STREET, WESTFIELD MA 01086 |
Gregg F Orlen | director | C/O CHICOPEE BANCORP INC., 70 CENTER STREET, CHICOPEE MA 01013 |
William D Masse | director | C/O CHICOPEE BANCORP INC., 70 CENTER STREET, CHICOPEE MA 01013 |
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