This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Community Bank System's Median PS Value or its related term are showing as below:
CBU'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.68 Med: 1.31 Max: 1.86
Current: 0.69
During the past 13 years, the highest Price to Median PS Value of Community Bank System was 1.86. The lowest was 0.68. And the median was 1.31.
CBU's Price-to-Median-PS-Value is ranked better than 72.87% of 951
companies
in the Banks industry
Industry Median: 0.86
vs CBU: 0.69
Community Bank System Median PS Value Historical Data
The historical data trend for Community Bank System's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Competitive Comparison of Community Bank System's Median PS Value
For the Banks - Regional subindustry, Community Bank System's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Community Bank System's Price-to-Median-PS-Value Distribution in the Banks Industry
For the Banks industry and Financial Services sector, Community Bank System's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Community Bank System's Price-to-Median-PS-Value falls into.
Community Bank System Median PS Value Calculation
Community Bank System's Median PS Value for today is calculated as
10-Year Median PS Ratio is 4.8882.
Community Bank System's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $13.154.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Community Bank System (NYSE:CBU) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Community Bank System's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
44.385
/
64.30
=
0.69
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Community Bank System Median PS Value Related Terms
Thank you for viewing the detailed overview of Community Bank System's Median PS Value provided by GuruFocus.com. Please click on the following links to see related term pages.
Community Bank System (Community Bank System) Business Description
Community Bank System Inc is a financial holding company. The company primarily operates through two wholly-owned subsidiaries: Community Bank, N.A. and Benefit Plans Administrative Services. Community Bank's business is operating a community bank providing a broad array of banking and financial services. These are offered chiefly to retail, commercial, and municipal customers in non-metropolitan markets, including small towns in upstate New York and Northeastern Pennsylvania. The company has historically relied on acquisitions to fuel growth, in addition to growing organically. A majority of its loan portfolio is tilted toward the consumer market on an installment, line of credit, or residential mortgage loan basis. The majority of the company's net revenue is net interest income.
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