This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. Harleysville Financial's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $8.587. Harleysville Financial's 10-Year median PS Ratio is 3.2922. Therefore, the Median PS Value for today is $28.27.
As of today (2024-04-23), Harleysville Financial's share price is $21.23. Harleysville Financial's Median PS Value is $28.27. Therefore, Harleysville Financial's Price to Median PS Value for today is 0.75.
The historical rank and industry rank for Harleysville Financial's Median PS Value or its related term are showing as below:
HARL'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.75 Med: 1.04 Max: 1.23
Current: 0.75
During the past 13 years, the highest Price to Median PS Value of Harleysville Financial was 1.23. The lowest was 0.75. And the median was 1.04.
HARL's Price-to-Median-PS-Value is ranked better than 66.63% of 953
companies
in the Banks industry
Industry Median: 0.85
vs HARL: 0.75
Harleysville Financial Median PS Value Historical Data
The historical data trend for Harleysville Financial's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Harleysville Financial's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Harleysville Financial Price-to-Median-PS-Value Distribution
For the Banks industry and Financial Services sector, Harleysville Financial's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Harleysville Financial's Price-to-Median-PS-Value falls into.
Harleysville Financial Median PS Value Calculation
Harleysville Financial's Median PS Value for today is calculated as
10-Year Median PS Ratio is 3.2922.
Harleysville Financial's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $8.587.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Harleysville Financial (OTCPK:HARL) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Harleysville Financial's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
21.23
/
28.27
=
0.75
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Harleysville Financial Median PS Value Related Terms
Thank you for viewing the detailed overview of Harleysville Financial's Median PS Value provided by GuruFocus.com. Please click on the following links to see related term pages.
Harleysville Financial (Harleysville Financial) Business Description
Harleysville Financial Corp is a United States-based company that offers various banking services. It is mainly involved in the business of attracting deposits from the general public and business customers through a variety of deposit programs and investing such deposits mainly in first mortgage loans secured by residential properties in the Bank's primary market area. Its products and services portfolio offers checking accounts, savings accounts, cash deposits, business checking, business savings and banking services, personal loans, credit, etc. Its customers are mainly in southeastern Pennsylvania.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
Portfolio Contest
HARL has been successfully added to your 