This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. Credit Acceptance's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $144.579. Credit Acceptance's 10-Year median PS Ratio is 4.8315. Therefore, the Median PS Value for today is $698.53.
As of today (2024-04-25), Credit Acceptance's share price is $510.68. Credit Acceptance's Median PS Value is $698.53. Therefore, Credit Acceptance's Price to Median PS Value for today is 0.73.
The historical rank and industry rank for Credit Acceptance's Median PS Value or its related term are showing as below:
CACC'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.73 Med: 1.12 Max: 1.28
Current: 0.73
During the past 13 years, the highest Price to Median PS Value of Credit Acceptance was 1.28. The lowest was 0.73. And the median was 1.12.
CACC's Price-to-Median-PS-Value is ranked better than 73.48% of 230
companies
in the Credit Services industry
Industry Median: 1.055
vs CACC: 0.73
Credit Acceptance Median PS Value Historical Data
The historical data trend for Credit Acceptance's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Competitive Comparison of Credit Acceptance's Median PS Value
For the Credit Services subindustry, Credit Acceptance's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit Acceptance's Price-to-Median-PS-Value Distribution in the Credit Services Industry
For the Credit Services industry and Financial Services sector, Credit Acceptance's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Credit Acceptance's Price-to-Median-PS-Value falls into.
Credit Acceptance Median PS Value Calculation
Credit Acceptance's Median PS Value for today is calculated as
10-Year Median PS Ratio is 4.8315.
Credit Acceptance's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $144.579.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credit Acceptance (NAS:CACC) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Credit Acceptance's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
510.68
/
698.53
=
0.73
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credit Acceptance Median PS Value Related Terms
Thank you for viewing the detailed overview of Credit Acceptance's Median PS Value provided by GuruFocus.com. Please click on the following links to see related term pages.
Credit Acceptance (Credit Acceptance) Business Description
Credit Acceptance Corp is a consumer finance company that specializes in automobile loans. These loans are offered through a U.S. nationwide network of automobile dealers that benefit from sales of vehicles to consumers who could otherwise not obtain financing. The company also benefits from repeat and referral sales, and from sales to customers responding to advertisements for financing, but qualify for traditional financing. The company derives its revenue from finance charges, premiums earned on the reinsurance of vehicle service contracts, and other fees. Of these, financing charges, including servicing fees, are by far the largest source of revenue.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
Portfolio Contest
CACC has been successfully added to your 