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Peoples Financial (Peoples Financial) Median PS Value : $16.97 (As of Apr. 25, 2024)


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What is Peoples Financial Median PS Value?

This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.

Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. Peoples Financial's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $7.003. Peoples Financial's 10-Year median PS Ratio is 2.4232. Therefore, the Median PS Value for today is $16.97.

As of today (2024-04-25), Peoples Financial's share price is $16.00. Peoples Financial's Median PS Value is $16.97. Therefore, Peoples Financial's Price to Median PS Value for today is 0.94.

The historical rank and industry rank for Peoples Financial's Median PS Value or its related term are showing as below:

PFBX' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.86   Med: 1.13   Max: 1.65
Current: 0.94

During the past 13 years, the highest Price to Median PS Value of Peoples Financial was 1.65. The lowest was 0.86. And the median was 1.13.

PFBX's Price-to-Median-PS-Value is ranked worse than
58.57% of 951 companies
in the Banks industry
Industry Median: 0.86 vs PFBX: 0.94

Peoples Financial Median PS Value Historical Data

The historical data trend for Peoples Financial's Median PS Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Peoples Financial Median PS Value Chart

Peoples Financial Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Median PS Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.21 10.59 11.59 14.40 16.97

Peoples Financial Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Median PS Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.40 15.72 17.08 17.40 16.97

Competitive Comparison of Peoples Financial's Median PS Value

For the Banks - Regional subindustry, Peoples Financial's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Peoples Financial's Price-to-Median-PS-Value Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Peoples Financial's Price-to-Median-PS-Value distribution charts can be found below:

* The bar in red indicates where Peoples Financial's Price-to-Median-PS-Value falls into.



Peoples Financial Median PS Value Calculation

Peoples Financial's Median PS Value for today is calculated as

Median PS Value=Revenue per Share (TTM)*10-Year Median PS Ratio
=7.003*2.4232
=16.97

10-Year Median PS Ratio is 2.4232.
Peoples Financial's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $7.003.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Peoples Financial  (OTCPK:PFBX) Median PS Value Explanation

This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.

It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.

Peoples Financial's Price to Median PS Value for today is calculated as

Price to Median PS Value=Share Price/Median PS Value
=16.00/16.97
=0.94

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Peoples Financial Median PS Value Related Terms

Thank you for viewing the detailed overview of Peoples Financial's Median PS Value provided by GuruFocus.com. Please click on the following links to see related term pages.


Peoples Financial (Peoples Financial) Business Description

Traded in Other Exchanges
N/A
Address
Lameuse and Howard Avenues, Biloxi, MS, USA, 39533
Peoples Financial Corp is a bank holding company that provides banking, financial and trust services to individuals, small and commercial businesses operating in Mississippi, Louisiana, and Alabama. The bank's lending services include business, commercial, real estate, construction, personal and installment loans; and deposit services include interest-bearing, non-interest-bearing checking accounts, savings accounts, certificates of deposit, and individual retirement accounts. It also offers safe deposit box rental, collection services, cash management, and internet banking.
Executives
Joseph Stilwell 10 percent owner 111 BROADWAY, 12TH FLOOR, NEW YORK NY 10006
Chevis Swetman director, 10 percent owner, officer: President/CEO P.O. BOX 1416, BILOXI MS 39533-1416
Padrick D Dennis director 12473 PRESERVATION DRIVE, GULFPORT MS 39503-7062
Rodney H Blackwell other: See Explanation of Responses P.O. BOX 18439, HATTIESBURG MS 39404
Stilwell Activist Investments, L.p. 10 percent owner 111 BROADWAY, 12TH FLOOR, NEW YORK NY 10006
Stilwell Value Llc 10 percent owner 111 BROADWAY, 12TH FLOOR, NEW YORK NY 10006
Stilwell Value Partners Vii, L.p. 10 percent owner 111 BROADWAY, 12TH FLOOR, NEW YORK NY 10006
Stilwell Activist Fund, L.p. 10 percent owner 111 BROADWAY, 12TH FLOOR, NEW YORK NY 10006
Katherine Paige Riley director 920 WASHINGTON AVENUE, OCEAN SPRINGS MS 39564
Sliman George J Iii director 723 HOWARD AVENUE, BILOXI MS 39530-4305
Ronald G Barnes director 10600 JORDAN RD, VANCLEAVE MS 39565
Andrew T Swetman 10 percent owner, officer: Senior Vice President 152 LAMEUSE STREET, BILOXI MS 39530
Brian J Kozlowski officer: Senior Vice President 155 LAMEUSE STREET, BILOXI MS 39530
James J Gruich officer: Senior Vice President 7113 WAYNE LANE, BILOXI MS 39532-9361
Lauri A Wood officer: Chief Financial Officer P.O. BOX 1416, BILOXI MS 39533-1416