GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » TISCO Financial Group PCL (BKK:TISCO-Q) » Definitions » Moat Score

TISCO Financial Group PCL (BKK:TISCO-Q) Moat Score : 4/10 (As of Jul. 19, 2025)


View and export this data going back to 2009. Start your Free Trial

What is TISCO Financial Group PCL Moat Score?

TISCO Financial Group PCL has the Moat Score of 4, which implies that the company might have Narrow Moat - Discernible but modest moat.

TISCO Financial Group PCL has Narrow Moat: TISCO Financial Group PCL has a modest moat due to its niche market position and customer loyalty in Thailand. However, it lacks significant global market leadership or unique competitive advantages.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes TISCO Financial Group PCL might have Narrow Moat - Discernible but modest moat.


Competitive Comparison of TISCO Financial Group PCL's Moat Score

For the Banks - Regional subindustry, TISCO Financial Group PCL's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TISCO Financial Group PCL's Moat Score Distribution in the Banks Industry

For the Banks industry and Financial Services sector, TISCO Financial Group PCL's Moat Score distribution charts can be found below:

* The bar in red indicates where TISCO Financial Group PCL's Moat Score falls into.


;
;

TISCO Financial Group PCL  (BKK:TISCO-Q) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

TISCO Financial Group PCL Moat Score Related Terms

Thank you for viewing the detailed overview of TISCO Financial Group PCL's Moat Score provided by GuruFocus.com. Please click on the following links to see related term pages.


TISCO Financial Group PCL Business Description

Address
North Sathorn Road, No. 48/49, TISCO Tower, 21st Floor, Silom Sub-district, Bangrak District, Bangkok, THA, 10500
TISCO Financial Group PCL is a bank that provides commercial banking products and services. The company is headquartered in Thailand and generates revenue domestically. The bank separates itself into four segments: commercial banking and lending business, securities business, asset management business, and support business. The company derives maximum revenue from commercial banking and lending business.

TISCO Financial Group PCL Headlines

No Headlines