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SCZC (West Coast Community Bancorp) Net Margin % : 37.99% (As of Sep. 2024)


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What is West Coast Community Bancorp Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. West Coast Community Bancorp's Net Income for the three months ended in Sep. 2024 was $8.20 Mil. West Coast Community Bancorp's Revenue for the three months ended in Sep. 2024 was $21.58 Mil. Therefore, West Coast Community Bancorp's net margin for the quarter that ended in Sep. 2024 was 37.99%.

The historical rank and industry rank for West Coast Community Bancorp's Net Margin % or its related term are showing as below:

SCZC' s Net Margin % Range Over the Past 10 Years
Min: 18.38   Med: 28.76   Max: 41.39
Current: 40.28


SCZC's Net Margin % is ranked better than
85.07% of 1534 companies
in the Banks industry
Industry Median: 24.43 vs SCZC: 40.28

West Coast Community Bancorp Net Margin % Historical Data

The historical data trend for West Coast Community Bancorp's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

West Coast Community Bancorp Net Margin % Chart

West Coast Community Bancorp Annual Data
Trend Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec20 Dec21 Dec22 Dec23
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 35.02 32.99 32.08 41.39 40.71

West Coast Community Bancorp Quarterly Data
Dec18 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 41.04 40.83 43.68 38.64 37.99

Competitive Comparison of West Coast Community Bancorp's Net Margin %

For the Banks - Regional subindustry, West Coast Community Bancorp's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


West Coast Community Bancorp's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, West Coast Community Bancorp's Net Margin % distribution charts can be found below:

* The bar in red indicates where West Coast Community Bancorp's Net Margin % falls into.



West Coast Community Bancorp Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

West Coast Community Bancorp's Net Margin for the fiscal year that ended in Dec. 2023 is calculated as

Net Margin=Net Income (A: Dec. 2023 )/Revenue (A: Dec. 2023 )
=35.15/86.336
=40.71 %

West Coast Community Bancorp's Net Margin for the quarter that ended in Sep. 2024 is calculated as

Net Margin=Net Income (Q: Sep. 2024 )/Revenue (Q: Sep. 2024 )
=8.199/21.582
=37.99 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


West Coast Community Bancorp  (OTCPK:SCZC) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


West Coast Community Bancorp Net Margin % Related Terms

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West Coast Community Bancorp Business Description

Traded in Other Exchanges
N/A
Address
75 River Street, Santa Cruz, CA, USA, 95060
West Coast Community Bancorp Formerly Santa Cruz County Bank is a community bank. It offers personal banking, business banking, and lending solutions for businesses and individuals in Santa Cruz County. It has full-service offices located in Aptos, Capitola, Santa Cruz, Monterey, Cupertino, Scotts Valley, and Watsonville counties. Its products and services include Checking and Savings accounts, Mobile banking, Business checking, and savings accounts, Merchant credit card services, etc. The bank also operates self-serve ATM and Night depositories.