ESSA Bancorp (ESSA Bancorp) Net Margin % : 25.78% (As of Dec. 2023)

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What is ESSA Bancorp Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. ESSA Bancorp's Net Income for the three months ended in Dec. 2023 was $4.34 Mil. ESSA Bancorp's Revenue for the three months ended in Dec. 2023 was $16.83 Mil. Therefore, ESSA Bancorp's net margin for the quarter that ended in Dec. 2023 was 25.78%.

The historical rank and industry rank for ESSA Bancorp's Net Margin % or its related term are showing as below:

ESSA' s Net Margin % Range Over the Past 10 Years
Min: 11.65 Med: 20.91 Max: 29.39
Current: 26.26

ESSA's Net Margin % is ranked better than
53.09% of 1458 companies
in the Banks industry
Industry Median: 25.49 vs ESSA: 26.26

ESSA Bancorp Net Margin % Historical Data

The historical data trend for ESSA Bancorp's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

ESSA Bancorp Net Margin % Chart

ESSA Bancorp Annual Data

Trend

Sep14

Sep15

Sep16

Sep17

Sep18

Sep19

Sep20

Sep21

Sep22

Sep23

Net Margin %

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22.88

23.46

25.51

29.39

26.74

ESSA Bancorp Quarterly Data
	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23
Net Margin %	Get a 7-Day Free Trial															27.69	27.27	25.68	26.28	25.78

Competitive Comparison of ESSA Bancorp's Net Margin %

For the Banks - Regional subindustry, ESSA Bancorp's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

ESSA Bancorp's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, ESSA Bancorp's Net Margin % distribution charts can be found below:

* The bar in red indicates where ESSA Bancorp's Net Margin % falls into.

ESSA Bancorp Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

ESSA Bancorp's Net Margin for the fiscal year that ended in Sep. 2023 is calculated as

Net Margin	=	Net Income (A: Sep. 2023 )	/	Revenue (A: Sep. 2023 )
	=	18.576	/	69.46
	=	26.74 %

ESSA Bancorp's Net Margin for the quarter that ended in Dec. 2023 is calculated as

Net Margin	=	Net Income (Q: Dec. 2023 )	/	Revenue (Q: Dec. 2023 )
	=	4.337	/	16.825
	=	25.78 %

ESSA Bancorp (NAS:ESSA) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.

ESSA Bancorp Net Margin % Related Terms

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ESSA Bancorp (ESSA Bancorp) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » ESSA Bancorp Inc (NAS:ESSA) » Definitions » Net Margin %

Comparable Companies

Traded in Other Exchanges

N/A

Address

200 Palmer Street, Stroudsburg, PA, USA, 18360

Website

https://www.essabank.com

ESSA Bancorp Inc is a holding company, engaged in accepting deposits from the general public and investing those deposits, together with funds generated from operations and borrowings, in residential first mortgage loans (including construction mortgage loans), commercial real estate loans, home equity loans and lines of credit and commercial and industrial loans. The company offers a variety of deposit accounts, including checking, savings and certificates of deposit. The company also offers asset management and trust services and investment services. The company also offers insurance benefit consulting services through its wholly-owned subsidiary, ESSA Advisory Services, LLC.

Executives

Carolyn Stennett	director	200 PALMER STREET, STROUDSBURG PA 18360
Tina Q Richardson	director	200 PALMER STREET, STROUDSBURG PA 18360
Peter A Gray	officer: Dir. of Strategic Initiatives	200 PALMER STREET, STROUDSBURG PA 18360
Selig Robert C Jr	director	200 PALMER STREET, STROUDSBURG PA 18360
Thomas J Grayuski	officer: Vice President	200 PALMER STREET, STROUDSBURG PA 18360
Gary S Olson	director, officer: President and CEO	200 PALMER STREET, STROUDSBURG PA 18360
Charles Hangen	officer: SVP and CLO	200 PALMER STREET, STROUDSBURG PA 18360
Christine Davis Gordon	director	200 PALMER STREET, STROUDSBURG PA 18360
Elizabeth B Weekes	director	200 PALMER STREET, STROUDSBURG PA 18360
Robert L Selitto	officer: Vice President	200 PALMER STREET, STROUDSBURG PA 18360
Daniel J Henning	director	200 PALMER STREET, STROUDSBURG PA 18360
Diane K Reimer	officer: Vice President	200 PALMER STREET, STROUDSBURG PA 18360
Allan A Muto	officer: Executive Vice President & CFO	200 PALMER STREET, STROUDSBURG PA 18360
Joseph S Durkin	director	200 PALMER STREET, STROUDSBURG PA 18360
William A Viechnicki	director	200 PALMER STREET, STROUDSBURG PA 18360