GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Heartland Bancorp (OTCPK:HLAN) » Definitions » Net Margin %

Heartland Bancorp (Heartland Bancorp) Net Margin %

: 26.30% (As of Jun. 2023)
View and export this data going back to . Start your Free Trial

Net margin is calculated as Net Income divided by its Revenue. Heartland Bancorp's Net Income for the three months ended in Jun. 2023 was $4.85 Mil. Heartland Bancorp's Revenue for the three months ended in Jun. 2023 was $18.43 Mil. Therefore, Heartland Bancorp's net margin for the quarter that ended in Jun. 2023 was 26.30%.

The historical rank and industry rank for Heartland Bancorp's Net Margin % or its related term are showing as below:

HLAN' s Net Margin % Range Over the Past 10 Years
Min: 23.43   Med: 26.5   Max: 28.69
Current: 26.74


HLAN's Net Margin % is ranked better than
54.65% of 1462 companies
in the Banks industry
Industry Median: 25.54 vs HLAN: 26.74

Heartland Bancorp Net Margin % Historical Data

The historical data trend for Heartland Bancorp's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Heartland Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Net Margin %
Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 27.36 24.43 28.69 26.43 26.56

Heartland Bancorp Quarterly Data
Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Dec23
Net Margin % Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 28.44 27.45 24.80 26.30 -

Competitive Comparison

For the Banks - Regional subindustry, Heartland Bancorp's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Heartland Bancorp Net Margin % Distribution

For the Banks industry and Financial Services sector, Heartland Bancorp's Net Margin % distribution charts can be found below:

* The bar in red indicates where Heartland Bancorp's Net Margin % falls into.



Heartland Bancorp Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Heartland Bancorp's Net Margin for the fiscal year that ended in Dec. 2023 is calculated as

Net Margin=Net Income (A: Dec. 2023 )/Revenue (A: Dec. 2023 )
=19.516/73.473
=26.56 %

Heartland Bancorp's Net Margin for the quarter that ended in Jun. 2023 is calculated as

Net Margin=Net Income (Q: Jun. 2023 )/Revenue (Q: Jun. 2023 )
=4.846/18.429
=26.30 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Heartland Bancorp  (OTCPK:HLAN) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Heartland Bancorp Net Margin % Related Terms

Thank you for viewing the detailed overview of Heartland Bancorp's Net Margin % provided by GuruFocus.com. Please click on the following links to see related term pages.


Heartland Bancorp (Heartland Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
430 North Hamilton Road, Whitehall, OH, USA, 43213
Heartland Bancorp is a bank holding company whose principal activity is the ownership and management of its wholly-owned subsidiaries, Heartland Bank (the Bank) and TransCounty Title Agency, LLC. The Bank is primarily engaged in providing a full range of banking and financial services to individual and corporate customers in central Ohio and northern Kentucky. The majority of the company's revenues come from interest and dividend income on loans, investment securities, and other financial instruments.