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Columbia Financial (Columbia Financial) Net Margin %

: 11.61% (As of Dec. 2023)
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Net margin is calculated as Net Income divided by its Revenue. Columbia Financial's Net Income for the three months ended in Dec. 2023 was $6.6 Mil. Columbia Financial's Revenue for the three months ended in Dec. 2023 was $56.6 Mil. Therefore, Columbia Financial's net margin for the quarter that ended in Dec. 2023 was 11.61%.

The historical rank and industry rank for Columbia Financial's Net Margin % or its related term are showing as below:

CLBK' s Net Margin % Range Over the Past 10 Years
Min: 12.24   Med: 22.84   Max: 33.85
Current: 15.47


CLBK's Net Margin % is ranked worse than
76.68% of 1462 companies
in the Banks industry
Industry Median: 25.505 vs CLBK: 15.47

Columbia Financial Net Margin % Historical Data

The historical data trend for Columbia Financial's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Columbia Financial Annual Data
Trend Sep16 Sep17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Net Margin %
Premium Member Only Premium Member Only Premium Member Only 26.82 22.78 33.85 29.00 15.47

Columbia Financial Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Net Margin % Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 28.83 27.16 3.29 15.98 11.61

Competitive Comparison

For the Banks - Regional subindustry, Columbia Financial's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Columbia Financial Net Margin % Distribution

For the Banks industry and Financial Services sector, Columbia Financial's Net Margin % distribution charts can be found below:

* The bar in red indicates where Columbia Financial's Net Margin % falls into.



Columbia Financial Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Columbia Financial's Net Margin for the fiscal year that ended in Dec. 2023 is calculated as

Net Margin=Net Income (A: Dec. 2023 )/Revenue (A: Dec. 2023 )
=36.086/233.255
=15.47 %

Columbia Financial's Net Margin for the quarter that ended in Dec. 2023 is calculated as

Net Margin=Net Income (Q: Dec. 2023 )/Revenue (Q: Dec. 2023 )
=6.569/56.588
=11.61 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Columbia Financial  (NAS:CLBK) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Columbia Financial Net Margin % Related Terms

Thank you for viewing the detailed overview of Columbia Financial's Net Margin % provided by GuruFocus.com. Please click on the following links to see related term pages.


Columbia Financial (Columbia Financial) Business Description

Traded in Other Exchanges
N/A
Address
19-01 Route 208 North, Fair Lawn, NJ, USA, 07410
Columbia Financial Inc is a federally chartered saving bank that serves the financial needs of depositors and the local community as a community-minded, customer service-focused institution. It offers traditional financial services to businesses and consumers. It attracts deposits from the general public and uses those funds to originate a variety of loans, including multifamily and commercial real estate loans, commercial business loans, one-to-four family real estate loans, construction loans, home equity loans and advances, and other consumer loans, and also offers a broad range of insurance products, investment solutions, and wealth management services.
Executives
John Klimowich officer: EVP & Chief Risk Officer C/O COLUMBIA FINANCIAL, INC., 19-01 ROUTE 208 NORTH, FAIR LAWN NJ 07410
Dennis E. Gibney officer: EVP & Chief Financial Officer C/O COLUMBIA FINANCIAL, INC., 19-01 ROUTE 208 NORTH, FAIR LAWN NJ 07410
Thomas J. Kemly director, officer: President & CEO C/O COLUMBIA FINANCIAL, INC., 19-01 ROUTE 208 NORTH, FAIR LAWN NJ 07410
Mayra Liseth Rinaldi officer: EVP, Corp Governance & Culture C/O COLUMBIA FINANCIAL, INC., 19-01 ROUTE 208 NORTH, FAIR LAWN NJ 07410
Elizabeth E. Randall director C/O COLUMBIA FINANCIAL, INC., 19-01 ROUTE 208 NORTH, FAIR LAWN NJ 07410
Michael Jr. Massood director C/O COLUMBIA FINANCIAL, INC., 19-01 ROUTE 208 NORTH, FAIR LAWN NJ 07410
Manesh Balachandran Prabhu officer: EVP & CIO C/O COLUMBIA FINANCIAL, INC., 19-01 ROUTE 208 NORTH, FAIR LAWN NJ 07410
Matthew William Rickert officer: EVP & Chief Credit Officer C/O COLUMBIA FINANCIAL, INC., 19-01 ROUTE 208 NORTH, FAIR LAWN NJ 07410
Jenifer White Walden officer: EVP & CHRO C/O COLUMBIA FINANCIAL, INC., 19-01 ROUTE 208 NORTH, FAIR LAWN NJ 07410
Dyk Robert Van director C/O COLUMBIA FINANCIAL, INC., 19-01 ROUTE 208 NORTH, FAIR LAWN NJ 07410
Allyson Katz Schlesinger officer: EVP & Head of Consumer Banking C/O COLUMBIA FINANCIAL, INC., 19-01 ROUTE 208 NORTH, FAIR LAWN NJ 07410
Ostenbridge Paul Van director 313 LONGBOW DRIVE, FRANKLIN LAKES NJ 07417
William Justin Jennings officer: EVP, Operations Officer C/O COLUMBIA FINANCIAL, INC., 19-01 ROUTE 208 NORTH, FAIR LAWN NJ 07410
Daria Stacy-walls Torres director C/O COLUMBIA FINANCIAL, INC., 19-01 ROUTE 208 NORTH, FAIR LAWN NJ 07410
Lewis Oliver Edward Jr officer: EVP & Head Commercial Banking C/O COLUMBIA FINANCIAL, INC., 19-01 ROUTE 208 NORTH, FAIR LAWN NJ 07410